324 S Cottage St, Kewanee, IL 61443 Property Records

Henry County property record for 324 S Cottage St, Kewanee, IL 61443

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 850 sqft · built 1907
Lot Size	0.2 acres (8,700 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Apr 2026)
Tax Bill	$2,019 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-33-305-007`

Property Details

APN / Parcel Number

Primary APN	`20-33-305-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	850 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	150 ft deep x 58 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	324 S COTTAGE ST
City	KEWANEE
State	IL
Zip	61443-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N58 LOT 61 HOWE, PRESTON & CO ADD CITY OF KEWANEE
Legal Subdivision	HOWE, PRESTON & CO ADD
Legal Block	305
Legal Lot Number	61
Jurisdiction	HENRY IL
Township / Civil Division	KEWANEE
Census Block Group	1
Census Block	1029
Census Tract	30900

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 S COTTAGE ST, KEWANEE, IL 61443-2731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 19, 2018	Grant Deed, Transfer ATTORNEY ONLY
Nov 15, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on Record
Deed Sale	Apr 14, 2026 · Amount on Record
Prior Sale	Jul 28, 2025 · Amount on Record
Deed Document Number	20261723
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Apr 14, 2026
Property Address	324 S COTTAGE ST, KEWANEE, IL 61443-2731
Document Number	0000001723
Instrument Date	Apr 14, 2026
Instrument	2026.1723
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,452.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 S COTTAGE ST, KEWANEE, IL 61443-2731

Mortgage

Document Number	0000001724,
Date	Apr 14, 2026
Instrument	2026.1724

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENRY IL
Recording Date	Apr 19, 2018
Property Address	324 S COTTAGE ST, KEWANEE, IL 61443-2731
Document Number	0000002119
Instrument Date	Apr 17, 2018
Instrument	2119
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$48.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11508 900 NORTH AVE BUDA IL 613149001, BUDA, IL 61314-9001

November 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	HENRY IL
Recording Date	Nov 15, 2017
Property Address	324 S COTTAGE ST, KEWANEE, IL 61443-2731
Document Number	0000006643
Instrument Date	Nov 14, 2017
Instrument	6643
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	207 N TREMONT ST KEWANEE IL 614432233, KEWANEE, IL 61443-2233

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Kewanee Township
Municipality	Kewanee City
Unified School District	Kewanee Community Unit School District 229 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,019.00 (+0.7%)	$18,972 (+2.13%) Land $1,372 Building $17,600	$56,916 (+2.13%) Land $4,116 Building $52,800
2024	$2,005.00 (+24.53%)	$18,576 (+24.19%) Land $1,302 Building $17,274	$55,728 (+24.19%) Land $3,906 Building $51,822
2022		$14,958 Land $1,048 Building $13,910	$44,874 Land $3,144 Building $41,730
2021	$1,610.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEWANEE serves 12,509 people · EPA ID IL0730650
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	200 / 50

May also be available: Cambridge Telcom Services.

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