324 Rocks Dr, Water View, VA 23180 Property Records

Middlesex County property record for 324 Rocks Dr, Water View, VA 23180

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,928 sqft · built 1997
Lot Size	1.91 acres (83,200 sqft)
Owner	Individual Name on File
Tax Bill	$1,871 (2026)
Deeds & Mortgages	Mar 2007 Mortgage Apr 2010 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`13 67`

Property Details

APN / Parcel Number

Primary APN	`13 67`
Alternative APN	`9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,928 sqft Living Area
Gross Area	2,984 sqft
1st Floor Area	1,928 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	83,200 sqft (1.91 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	136 sqft
Deck Area	274 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9
Street Address	324 ROCKS DR, 422
City	WATER VIEW
State	VA
Zip	23180-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	SAMOS 1.905 AC WB44-43 DB223-297 P11-238 D374-730 D18-259 D19-2025
Jurisdiction	MIDDLESEX VA
Township / Civil Division	JAMAICA
Census Block Group	2
Census Block	2006
Census Tract	950900

Owner

324 Rocks Dr is owned by an individual who acquired it in December 2019.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	324 ROCKS DR, WATER VIEW, VA 23180-2031
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2007	Deed of Trust, Mortgage · Conventional Mortgage SIDUS FINANCIAL LLC
Apr 28, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 6, 2018	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC
Dec 12, 2005	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MONEY CENTERS IN
Feb 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Dec 9, 2019	Gift Deed, Transfer
Oct 1, 2018	Intrafamily Transfer, Transfer
Feb 6, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 3, 2019
Transfer Doc	0000002025
Record Updated	Oct 29, 2026

March 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	324 ROCKS DR # 422, 422, WATER VIEW, VA 23180-2031
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000700/585
Date	Mar 7, 2007
Book Page	700/585

Lender

Name	SIDUS FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2027

Interest

Rate Type	Fixed Rate
Rate	6.25%

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	324 ROCKS DR # 422, 422, WATER VIEW, VA 23180-2031
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001000/691
Date	Apr 28, 2010
Book Page	1000/691

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2040

Interest

Rate Type	Fixed Rate
Rate	5.38%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	324 ROCKS DR # 422, 422, WATER VIEW, VA 23180-2031
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000261
Date	Feb 6, 2018
Instrument	180000261

Lender

Name	HOMESIDE FINANCIAL LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	324 ROCKS DR # 422, 422, WATER VIEW, VA 23180-2031
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00500/3548
Date	Dec 12, 2005
Book Page	500/3548

Lender

Name	AMERICAN MONEY CENTERS IN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2020

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	324 ROCKS DR, WATER VIEW, VA 23180-2031
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	MEY MAX TITLE AGENCY, MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000260
Date	Feb 6, 2018
Instrument	180000260

Lender

Name	HOMESIDE FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

December 2019: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Dec 9, 2019
Property Address	324 ROCKS DR # 422, 422, WATER VIEW, VA 23180-2031
Document Number	0190002025
Instrument Date	Dec 3, 2019
Instrument	190002025
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 ROCKS DR, WATER VIEW, VA 23180-2031

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX VA
Recording Date	Oct 1, 2018
Property Address	324 ROCKS DR # 422, 422, WATER VIEW, VA 23180-2031
Document Number	0180002113
Instrument Date	Sep 18, 2018
Instrument	180002113
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 WIDLEY RD, SEAFORD, VA 23696-2659

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX VA
Recording Date	Feb 6, 2018
Property Address	324 ROCKS DR # 422, 422, WATER VIEW, VA 23180-2031
Document Number	0180000259
Instrument Date	Jan 26, 2018
Instrument	180000259
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 ROCKS DR, WATER VIEW, VA 23180-2031

Mortgage

Document Number	0180000260
Date	Feb 6, 2018
Instrument	180000260

Lender

Name	HOMESIDE FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 324 Rocks Dr was $1,871.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,871.00	$306,800 (-) Land $42,200 Building $264,600	$306,800 (-) Land $42,200 Building $264,600
2025	$1,871.00	$306,800 Land $42,200 Building $264,600	$306,800 Land $42,200 Building $264,600
2023	$1,871.00	$306,800 Land $42,200 Building $264,600	$306,800 Land $42,200 Building $264,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Rocks Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2003–2006)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 3 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Rocks Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rocks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures