Santa Cruz County property record for 324 Riverview Ave, Capitola, CA 95010 · Last verified August 2026
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1.5 ba · 792 sqft · built 1973 |
| Lot Size | 0.012 acres (523 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (Dec 2017) |
| Tax Bill | $12,525 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2020 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 035-172-21 |
| Primary APN | 035-172-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Gross Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Tar & Gravel |
| Lot Area | 523 sqft (0.012 acres) |
| Garage Area | 360 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 324 RIVERVIEW AVE |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-3235 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Subdivision | CAPITOLA 06 |
| Legal Lot Number | 29 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 121801 |
Source: Santa Cruz County records · APN 035-172-21
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7183 VIA ROMERA, SAN JOSE, CA 95139-1158 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage BANC OF CALIFORNIA NA |
| Aug 10, 2020 | Correction Deed · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 27, 2020 | Quit Claim Deed OTHER |
| Dec 29, 2017 | Grant Deed, Transfer OPES ADVISORS |
| Nov 01, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage DAVID H MCCONAUGHLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on Record |
| Deed Sale | Dec 29, 2017 · Amount on Record |
| Deed Document Number | 201744612 |
| Last Transfer Date | Aug 06, 2020 |
| Transfer Doc | 0000030233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 324 RIVERVIEW AVE, CAPITOLA, CA 95010-3235 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 324 RIVERVIEW AVE, CAPITOLA, CA 95010-3235 |
| Document Number | 0000027722 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025-0027722 |
| Name | BANC OF CALIFORNIA NA |
|---|---|
| Type | Bank |
| Address | CHEVY CHASE, MD 20815 |
| Amount | Amount Recorded |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 10, 2020 |
| Property Address | 324 RIVERVIEW AVE, CAPITOLA, CA 95010-3235 |
| Document Number | 0000030233 |
| Map Reference | MB 18 PG 36 |
| Instrument Date | Aug 06, 2020 |
| Instrument | 2020-0030233 |
| Record Updated | Aug 17, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7183 VIA ROMERA, SAN JOSE, CA 95139-1158 |
| Document Number | 0000030234 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 2020-0030234 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 27, 2020 |
| Property Address | 324 RIVERVIEW AVE, CAPITOLA, CA 95010-3235 |
| Document Number | 0000027940 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 27940 |
| Record Updated | Aug 18, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 7183 VIA ROMERA SAN JOSE CA 951391158, SAN JOSE, CA 95139-1158 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 29, 2017 |
| Property Address | 324 RIVERVIEW AVE, CAPITOLA, CA 95010-3235 |
| Document Number | 0000044612 |
| Instrument Date | Dec 26, 2017 |
| Instrument | 44612 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $935.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 7312 OLD TOMS CT GILROY CA 950203060, GILROY, CA 95020-3060 |
| Document Number | 44613 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 44613 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 28, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 01, 2017 |
| Property Address | 324 RIVERVIEW AVE, CAPITOLA, CA 95010-3235 |
| Document Number | 0000036836 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 36836 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 324 RIVERVIEW AVE CAPITOLA CA 950103235, CAPITOLA, CA 95010-3235 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 324 RIVERVIEW AVE, CAPITOLA, CA 95010-3235 |
| Document Number | 0000030286 |
| Instrument Date | Aug 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 05, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 600 E WEDDELL DR #6 SUNNYVALE CA 940891722, 6, SUNNYVALE, CA 94089-1722 |
| Document Number | 0000030286 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 30286 |
| Name | DAVID H MCCONAUGHLY |
|---|---|
| Address | 515 COUNTY ROAD 167, GLENWOOD SPRINGS, CO 81601-9335 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $986,498 (+2%) Land $847,228 Building $139,270 | ||
| 2025 | $12,525.00 (+10.95%) | $967,156 (+4.04%) Land $830,616 Building $136,540 | |
| 2023 | $11,289.00 (+1.16%) | $929,600 Land $798,362 Building $131,238 | $961,380 |
| 2022 | $11,159.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871218012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 24 individual NFIP policies nearby |
| Nearby Flood Policies | 40 units insured 16 under condo master policies |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Old Riverview Historic District listed 1988 · 55 contributing resources · NRIS 87000626 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 822 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Cruzio Internet, Xfinity, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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