324 Ricker St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 324 Ricker St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1904
Square Footage1,061 sqft Living Area
Lot Size4,760 sqft (0.109 acres)
Last Sale$375,000 (2025)
Tax Bill$1,146.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-13-383-006

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,061 sqft Living Area
1st Floor624 sqft 1st Floor
Basement Area624 sqft Basement
Unfinished Basement624 sqft Unfinished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,760 sqft (0.109 acres)
Depth X Width140 ft x 34 ft Depth x Width
Patio Area100 sqft Patio
Porch Area216 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address324 RICKER ST
CityWATERLOO
StateIA
Zip50703-2662
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMANSONS SECOND ADDITION E 34 FT LOT 5 BLK 2
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionMANSONS SECOND ADDITION
Legal Block2
Legal Lot Number5
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2037
Census Tract1701

Owner

Source: Black Hawk County records · APN 8913-13-383-006

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1505 KELLIE AVE SW, INDEPENDENCE, IA 50644-9615
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2025Warranty Deed, Transfer · Commercial Mortgage
BANKIOWA
Dec 11, 2020Warranty Deed, Transfer · Line of Credit
GREENSTATE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 14, 2025 · Amount on Record
Deed SaleMar 14, 2025 · Amount on Record
Prior SaleDec 11, 2021 · Amount on Record
Deed Doc Number20253403
Record RefreshedSep 20, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateMar 14, 2025
Property Address324 RICKER ST, WATERLOO, IA 50703-2662
Document Number0202503403
Instrument DateMar 14, 2025
Instrument2025-03403
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$599.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1505 KELLIE AVE SW, INDEPENDENCE, IA 50644-9615
InvestorPossibly a Property Investor

Mortgage

Document Number0202503493
DateMar 14, 2025
Instrument2025-03493
Lender
NameBANKIOWA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMar 14, 2055

Mortgage

Document Number0202503493
DateMar 17, 2025
Instrument2025-03493
Lender
NameBANKIOWA
TypeBank
Address230 1ST ST E, INDEPENDENCE, IA 50644
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMar 14, 2055

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateDec 11, 2020
Property Address324 RICKER ST, WATERLOO, IA 50703-2662
Document Number202100012541
Instrument DateNov 24, 2020
Instrument202100012541
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$62.40
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5007 QUESADA AVE, CEDAR FALLS, IA 50613-7412

Mortgage

Document Number202100012542
DateDec 11, 2020
Instrument202100012542
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 25, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,146.00 (-0.17%)$43,410 (+18.93%) Land $4,250 Building $39,160$43,410 (+18.93%) Land $4,250 Building $39,160
2024$1,148.00 (+18.6%)
2023$36,500 (+31.15%) Land $4,250 Building $32,250$36,500 (+31.15%) Land $4,250 Building $32,250
2022$968.00$27,830 Land $4,250 Building $23,580
2021$27,830 Land $4,250 Building $23,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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