324 Richmond Rd, Sumrall, MS 39482 Property Records

Covington County property record for 324 Richmond Rd, Sumrall, MS 39482

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,151 sqft · built 2022
Lot Size	41.5 acres (1,808,611 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,460 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`069030 01300`

Property Details

APN / Parcel Number

Primary APN	`069030 01300`
Alternative APN	`940`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	4,151 sqft Adjusted Area
1st Floor Area	3,200 sqft
2nd Floor Area	337 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asbestos
Lot Area	1,808,611 sqft (41.5 acres)
Patio Area	536 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	940
Street Address	324 RICHMOND RD
City	SUMRALL
State	MS
Zip	39482-4762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	41.52 AC NW4 SE4 & 5 AC S2 NE4 NE4 SW4 B 0322 P 0226 01/03/2017
Legal Range	15W
Legal Township	06N
Legal Section	30
Jurisdiction	COVINGTON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2047
Census Tract	950402

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 RICHMOND RD, SUMRALL, MS 39482-4762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage NOVUS HOME MORTGAGE
Nov 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage SOUTHERN AGCREDIT ACA
Sep 14, 2020	Deed of Trust, Mortgage MAGNOLIA STATE BANK
Jan 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2017
Deed Sale	Jan 3, 2017
Deed Book / Page	322 / 226
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	324 RICHMOND RD, SUMRALL, MS 39482-4762
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 TEDINGTON, HATTIESBURG, MS 39402-7778

Mortgage

Document Number	000798/315
Date	Feb 23, 2022
Book Page	798/315

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company
Address	WAUKESHA, WI 53186

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	324 RICHMOND RD, SUMRALL, MS 39482-4762
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	ATS TITLE SERVICES LLC, TSI TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 RICHMOND RD, SUMRALL, MS 39482-4762

Mortgage

Document Number	000808/105
Date	Nov 15, 2022
Book Page	808/105

Lender

Name	SOUTHERN AGCREDIT ACA
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	324 RICHMOND RD, SUMRALL, MS 39482-4762
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000780/742
Date	Sep 14, 2020
Book Page	780/742
Instrument	1065185

Lender

Name	MAGNOLIA STATE BANK
Type	Bank
Address	HATTIESBURG, MS 39402

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 15, 2021

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COVINGTON MS
Recording Date	Jan 3, 2017
Property Address	324 RICHMOND RD, SUMRALL, MS 39482-4762
Document Number	000322/226
Book / Page	322 / 226
Instrument Date	Dec 27, 2016
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 LANAI CT, LOUISVILLE, KY 40245-3976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E LAKE RD, HATTIESBURG, MS 39402-7705

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,460.00 (+2,759.5%) Disabled Person's exemption	$39,122 (-0.13%)
2024			$387,240 (-0.09%) Land $17,960 Building $369,280
2023		$39,173 (+2,876.67%)	$387,580 (+4,319.38%) Land $18,300 Building $369,280
2022	$121.00 (-0.82%)	$1,316	$8,770 Land $8,770
2019	$122.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2021–2026)
Most Recent Claim	Jun 2026 · Tropical Storm Arthur

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST LAMAR WATER ASSN #1 public/private · serves 18,491 people · EPA ID MS0370011
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PearlComm Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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