324 Red Rock Ln, Elgin, IL 60124 Property Records

Kane County property record for 324 Red Rock Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,552 sqft · built 2006
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,250 (Dec 2018)
Tax Bill	$10,656 (2025)
Deeds & Mortgages	Mar 2023 Transfer Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-19-254-022`

Property Details

APN / Parcel Number

Primary APN	`06-19-254-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,552 sqft Living Area
Gross Area	5,104 sqft
1st Floor Area	2,552 sqft
Basement Area	2,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	324 RED ROCK LN
City	ELGIN
State	IL
Zip	60124-4338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER SPRINGS LOT 48
Legal Subdivision	COPPER SPRINGS
Legal Block	1
Legal Lot Number	48
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1043
Census Tract	851911

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 RED ROCK LN, ELGIN, IL 60124-4338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Aug 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LNDG
Dec 4, 2018	Warranty Deed, Transfer · Conventional Mortgage BLUELEAF LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Prior Sale	Mar 7, 2006 · Amount on Record
Deed Document Number	201858350
Last Transfer Date	Mar 17, 2023
Transfer Doc	0000008357
Record Updated	Oct 29, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Mar 17, 2023
Property Address	324 RED ROCK LN, ELGIN, IL 60124-4338
Document Number	0000008357
Map Reference	DOC 2004K147283
Instrument Date	Mar 17, 2023
Instrument	2023K008357
Transaction Type	Transfer
Record Updated	Mar 24, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	324 RED ROCK LN, ELGIN, IL 60124-4338
Transaction Type	Mortgage
Record Updated	Feb 12, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008369
Date	Feb 1, 2021
Instrument	2021K008369

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	324 RED ROCK LN, ELGIN, IL 60124-4338
Document Number	0000037168
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	324 RED ROCK LN ELGIN IL 601244338, ELGIN, IL 60124-4338

Mortgage

Document Number	0000037168
Date	Aug 16, 2019
Instrument	37168

Lender

Name	BLUELEAF LNDG
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 4, 2018
Property Address	324 RED ROCK LN, ELGIN, IL 60124-4338
Document Number	0000058350
Instrument Date	Nov 29, 2018
Instrument	58350
Transaction Type	Transfer
Record Updated	Dec 13, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	324 RED ROCK LN ELGIN IL 601244338, ELGIN, IL 60124-4338

Mortgage

Document Number	58351
Date	Dec 4, 2018
Instrument	58351

Lender

Name	BLUELEAF LNDG
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,656.00 (+1.69%)	$152,074 (+8.57%) Land $43,240 Building $108,834	$456,405 (+8.57%) Land $129,772 Building $326,633
2024		$140,070 (+21.39%) Land $39,827 Building $100,243	$420,378 (+21.44%) Land $119,529 Building $300,849
2022	$10,479.00 (+3.41%) Homeowner's exemption	$115,385 (+6.96%) Land $32,808 Building $82,577	$346,155 (+6.96%) Land $98,424 Building $247,731
2021	$10,133.00 Homeowner's exemption	$107,877 Land $30,673 Building $77,204	$323,631 Land $92,019 Building $231,612

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: Verizon.

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