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324 Ramsay Rd, Deerfield, IL 60015 Property Records

Lake County property record for 324 Ramsay Rd, Deerfield, IL 60015 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 6,844 sqft · built 2003
Lot Size0.518 acres (22,551 sqft)
Owner2 Company Names on File
Last Sale$1,360,000 (Aug 2018)
Tax Bill$44,219 (2024)
Deeds & MortgagesDec 2021 Mortgage
Apr 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN16-28-400-013

Property Details

APN / Parcel Number

Primary APN16-28-400-013

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures23 Plumbing Fixtures
Total Rooms13 Rooms
Stories2 Stories
Building Area6,844 sqft Living Area
Gross Area9,701 sqft
1st Floor Area2,959 sqft
2nd Floor Area2,885 sqft
Upper Floors Area2,887 sqft
Basement Area2,961 sqft
Finished Basement1,000 sqft
Unfinished Basement1,961 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area22,551 sqft (0.518 acres)
Lot Dimensions205 ft deep x 110 ft wide
Garage TypeAttached
Garage Area752 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area171 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address324 RAMSAY RD
CityDEERFIELD
StateIL
Zip60015-3440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW 1/4 SE 1/4; W 110 FT E 250 FT (EX N 100 FT) OF PT DAF S, BEG AT A PNT IN W LN NW 1/4 SE 1/4 SD SEC 659.35FT S OF N W COR THOF TH S 330 FT TH E667.54 FT TH N 330 FT TO A PNT 66
Legal Range12E
Legal Township43N
Legal Section28
Legal SubdivisionPT NW
JurisdictionLAKE IL
Township / Civil DivisionWEST DEERFIELD
Census Block Group1
Census Block1014
Census Tract864901

Owner

Source: Lake County records · APN 16-28-400-013

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address324 RAMSAY RD, DEERFIELD, IL 60015-3440
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 04, 2022Intrafamily Transfer, Transfer
ATTORNEY
Feb 22, 2018Deed of Trust, Mortgage · Construction Mortgage
PACIFIC WESTERN NATIONAL BANK
Apr 24, 2019Deed of Trust, Mortgage
GUARANTEED RATE
Aug 17, 2018Warranty Deed, Transfer
GUARANTEED RATE
Mar 09, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2018 · Amount on Record
Deed SaleAug 17, 2018 · Amount on Record
Prior SaleMar 09, 2018 · Amount on Record
Deed Document Number20187506596
Last Transfer DateFeb 14, 2022
Transfer Doc0007894154
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address324 RAMSAY RD, DEERFIELD, IL 60015-3440
Transaction TypeMortgage
Record UpdatedApr 02, 2026
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007852615
DateDec 09, 2021
Instrument7852615
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateNov 01, 2031
Change Frequency6 Months
Min Rate At Change2.25%
Max Rate At Change4.75%
IndexOther
Max Rate4.75%

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IL
Recording DateApr 04, 2022
Property Address324 RAMSAY RD, DEERFIELD, IL 60015-3440
Document Number0007894154
Instrument DateFeb 14, 2022
Instrument7894154
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address324 RAMSAY RD, DEERFIELD, IL 60015-3440

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address324 RAMSAY RD, DEERFIELD, IL 60015-3440
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007465433
DateFeb 22, 2018
Instrument7465433
Lender
NamePACIFIC WESTERN NATIONAL BANK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address324 RAMSAY RD, DEERFIELD, IL 60015-3440
Document Number0007558144
Instrument DateApr 24, 2019
Transaction TypeMortgage
Record UpdatedMay 14, 2019
Title CompanyRAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 RAMSAY RD DEERFIELD IL 600153440, DEERFIELD, IL 60015-3440

Mortgage

Document Number0007558144
DateApr 29, 2019
Instrument7558144
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueApr 28, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateAug 17, 2018
Property Address324 RAMSAY RD, DEERFIELD, IL 60015-3440
Document Number0007506596
Instrument DateJun 29, 2018
Instrument7506596
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,040.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 RAMSAY RD DEERFIELD IL 600153440, DEERFIELD, IL 60015-3440

Mortgage

Document Number7506597
DateAug 17, 2018
Instrument7506597
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueAug 16, 2048
Interest
Rate TypeAdjustable Rate
Rate4%

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateMar 09, 2018
Property Address324 RAMSAY RD, DEERFIELD, IL 60015-3440
Document Number0007468579
Instrument DateFeb 15, 2018
Instrument7468579
Transaction TypeTransfer
Record UpdatedMar 22, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$2,175.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 RAMSAY RD DEERFIELD IL 600153440, DEERFIELD, IL 60015-3440

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionWest Deerfield Township
MunicipalityDeerfield Village
Elementary School DistrictDeerfield School District 109 (PK - 08)
Secondary School DistrictTownship High School District 113 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$524,551 (+13.95%) Land $92,095 Building $432,456$1,573,811 (+13.95%) Land $276,313 Building $1,297,498
2024$44,219.00 (-0.64%)
2023$44,503.00 (+5.87%)$460,339 (-2.05%) Land $84,302 Building $376,037$1,381,155 (-2.05%) Land $252,931 Building $1,128,224
2022$42,035.00$469,960 Land $90,549 Building $379,411$1,410,021 Land $271,674 Building $1,138,347

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978649011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 30 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims28 (1979–2023)
Claims Outside the SFHA16 of 28
Most Recent ClaimFeb 2023, rainfall accumulation
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 281 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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