Kalamazoo County property record for 324 Prospect Dr, Kalamazoo, MI 49006
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,456 sqft · built 1905 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,006 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-16-314-048 |
| Primary APN | 06-16-314-048 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 752 sqft |
| Basement Area | 504 sqft |
| Unfinished Basement | 504 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Depth | 43 ft Depth |
| Garage Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 324 PROSPECT DR |
|---|---|
| City | KALAMAZOO |
| State | MI |
| Zip | 49006-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS5 |
| Legal Description | 20708 FORBES ADDITION, LIBER 3 OF PLATS PAGE 40; BEGINNING ON THE EAST LINE OF PROSPECT PLACE 36 FEET SOUTH OF THE NORTHWEST |
| Legal Subdivision | FORBES ADDITION |
| Legal Lot Number | 46,48 |
| Jurisdiction | KALAMAZOO MI |
| Township / Civil Division | KALAMAZOO |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 500 |
324 Prospect Dr is owned and occupied by an individual.
Source: Kalamazoo County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 324 PROSPECT DR, KALAMAZOO, MI 49006-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KALAMAZOO MI |
| Recording Date | Jun 3, 2026 |
| Property Address | 324 PROSPECT DR, KALAMAZOO, MI 49006-3108 |
| Document Number | 0000017092 |
| Instrument Date | May 29, 2026 |
| Instrument | 202617092 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 324 PROSPECT DR, KALAMAZOO, MI 49006-3108 |
| Document Number | 0000017092, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 202617092 |
| Name | ISABELLA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 324 Prospect Dr was $2,006 with a homeowner's exemption.
Source: Kalamazoo County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Kalamazoo County |
| Municipality | Kalamazoo City |
| Unified School District | Kalamazoo Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,300 | $160,600 | |
| 2025 | $2,006.00 Homeowner's exemption | ||
| 2023 | $60,300 | $120,600 | |
| 2019 | $1,595.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Prospect Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 324 Prospect Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO serves 192,992 people · EPA ID MI0003520 |
|---|---|
| Water Source | Groundwater |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Metronet.
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