324 Powers Loop, Oakdale, TN 37829 Property Records

Morgan County property record for 324 Powers Loop, Oakdale, TN 37829

Property Summary

Property Type	Rural Home
Details	2 ba · 2,339 sqft · built 2000
Lot Size	21.8 acres (952,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,960 (Oct 2022)
Tax Bill	$1,620 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`065154 01607`

Property Details

APN / Parcel Number

Primary APN	`065154 01607`
Alternative APN	`154 01607`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,339 sqft Living Area
1st Floor Area	960 sqft
Basement Area	2,339 sqft
Finished Basement	2,339 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	952,222 sqft (21.8 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,280 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	640 sqft
Deck Area	320 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	400 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	324 POWERS LOOP
City	OAKDALE
State	TN
Zip	37829-2508
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 03 LOT 3, COUNTY AREA: H01
Legal Lot Number	3
Jurisdiction	MORGAN TN
Township / Civil Division	2
Census Block Group	3
Census Block	3023
Census Tract	110500

Owner

Source: Morgan County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	324 POWERS LOOP, OAKDALE, TN 37829-2508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage ORNL FCU
Dec 28, 2022	Intrafamily Transfer, Transfer
Oct 21, 2022	Special Warranty Deed, Transfer FIRST NATIONAL BANK OF ONEIDA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Oct 21, 2022 · Amount on Record
Deed Document Number	000297/344
Deed Book / Page	297 / 344
Last Transfer Date	Dec 28, 2022
Transfer Doc	000297/344
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN TN
Property Address	324 POWERS LOOP, OAKDALE, TN 37829-2508
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 POWERS LOOP, OAKDALE, TN 37829-2508

Mortgage

Document Number	000300/752
Date	Jan 23, 2023
Book Page	300/752
Instrument	82454

Lender

Name	ORNL FCU
Type	Credit Union
Address	OAK RIDGE, TN 37831

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.59%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	9.59%
Index	1-Year T-Bill
Max Rate	9.59%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN TN
Recording Date	Dec 28, 2022
Property Address	324 POWERS LOOP, OAKDALE, TN 37829-2508
Document Number	000297/344
Book / Page	297 / 344
Instrument Date	Dec 28, 2022
Instrument	82212
Transaction Type	Transfer
Record Updated	Jan 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 POWERS LOOP, OAKDALE, TN 37829-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	324 POWERS LOOP, OAKDALE, TN 37829-2508

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Oct 21, 2022
Property Address	324 POWERS LOOP, OAKDALE, TN 37829-2508
Document Number	000297/344
Book / Page	297 / 344
Instrument Date	Oct 20, 2022
Instrument	81537
Transaction Type	Transfer
Record Updated	Nov 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	324 POWERS LOOP, OAKDALE, TN 37829-2508

Mortgage

Document Number	000297/350
Date	Oct 21, 2022
Book Page	297/350
Instrument	81538

Lender

Name	FIRST NATIONAL BANK OF ONEIDA
Type	Bank
Address	37795

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 20, 2023

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,620.00 (+62.49%) Additional exemption filed	$59,575 (+7.15%) Land $4,675 Building $54,900
2023		$55,600 Land $4,675 Building $50,925
2022	$997.00
2021			$285,100 Land $65,500 Building $219,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIMAN UTILITY BOARD serves 16,653 people · EPA ID TN0000287
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Powers Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures