324 Plum Cir, Lima, OH 45807 Property Records

Allen County property record for 324 Plum Cir, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,112 sqft · built 2022
Lot Size	0.328 acres (14,288 sqft)
Owner	2 Individual Names on File
Last Sale	$37,000 (May 2022)
Tax Bill	$4,648 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-0709-03-026.000`

Property Details

APN / Parcel Number

Primary APN	`36-0709-03-026.000`
Alternative APN	`G2636070903026000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	4,960 sqft
1st Floor Area	2,112 sqft
Basement Area	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	14,288 sqft (0.328 acres)
Lot Dimensions	136 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	324 PLUM CIR
City	LIMA
State	OH
Zip	45807-1088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RETREAT AT ORCHARD ACRES LOT 1437 JOINT TEN FF 105.00
Legal Subdivision	THE RETREAT AT ORCHARD ACRES
Legal Lot Number	1437
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	1
Census Block	1009
Census Tract	10801

Owner

324 Plum Cir is owned and occupied by two individuals who bought it in May 2022.

Source: Allen County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	324 PLUM CIR, LIMA, OH 45807-1088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Construction Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
Feb 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON
May 3, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PREMIER BANK
Feb 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Feb 11, 2022 · Amount on File
Deed Document Number	20225196
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	324 PLUM CIR, LIMA, OH 45807-1088
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7210008558
Date	Jul 21, 2022
Book Page	2022/8558
Instrument	202207210008558

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Jun 24, 2023

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	324 PLUM CIR, LIMA, OH 45807-1088
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 PLUM CIR, LIMA, OH 45807-1088

Mortgage

Document Number	2080000942
Date	Feb 8, 2023
Book Page	2023/942
Instrument	202302080000942

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 3, 2022
Property Address	324 PLUM CIR, LIMA, OH 45807-1088
Document Number	5030005196
Book / Page	2022 / 5196
Instrument Date	May 2, 2022
Instrument	202205030005196
Transaction Type	Subdivision Related Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	324 PLUM CIR, ELIDA, OH 45807-1088

Mortgage

Document Number	5030005197
Date	May 3, 2022
Instrument	202205030005197

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2042

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Feb 11, 2022
Property Address	324 PLUM CIR, LIMA, OH 45807-1088
Document Number	2110001552
Book / Page	2022 / 1552
Instrument Date	Feb 7, 2022
Instrument	202202110001552
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 BELLEFONTAINE AVE, LIMA, OH 45804-3111
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 324 Plum Cir was $4,648, down 2.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Municipality	Elida Village
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,648.00 (-2.15%)	$107,880 (-) Land $14,320 Building $93,560	$308,200 (-) Land $40,900 Building $267,300
2024	$4,750.00 (+1.45%) Homeowner's exemption	$107,880 (+13.61%) Land $14,320 Building $93,560	$308,200 Land $40,900 Building $267,300
2023	$4,682.00 (+722.85%) Homeowner's exemption	$94,960 (+875.95%) Land $12,150 Building $82,810
2022	$569.00	$9,730 Land $9,730
2021			$271,300 Land $34,700 Building $236,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 Plum Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2019)
Most Recent Claim	May 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Plum Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELIDA VILLAGE serves 4,109 people · EPA ID OH0200503
Water Source	Purchased surface water from LIMA CITY
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: MetaLINK Technologies.

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