324 Pine St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 324 Pine St, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,476 sqft · built 2003
Lot Size	0.093 acres (4,047 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2004)
Tax Bill	$3,134 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0003 B:0003 L:21`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0003 B:0003 L:21`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,476 sqft Living Area
Gross Area	2,322 sqft
Basement Area	738 sqft
Unfinished Basement	738 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,047 sqft (0.093 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	324 PINE ST
City	HOLYOKE
State	MA
Zip	01040-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Block	3
Legal Lot Number	21
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	4
Census Block	4000
Census Tract	811600

Owner

Source: Hampden County and Holyoke City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 PINE ST, HOLYOKE, MA 01040-3818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
May 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2004 · Amount on Record
Deed Sale	Jul 27, 2004 · Amount on Record
Deed Document Number	200415233
Deed Book / Page	14366 / 120
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	324 PINE ST, HOLYOKE, MA 01040-3818
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024430-157
Date	Mar 2, 2022
Book Page	24430/157
Instrument	12979

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	324 PINE ST, HOLYOKE, MA 01040-3818
Document Number	22167-381
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 PINE ST HOLYOKE MA 010403818, HOLYOKE, MA 01040-3818

Mortgage

Document Number	22167-381
Date	May 11, 2018
Book Page	022167/000381
Instrument	25491

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 10, 2038

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,134.00 (+9.01%)	$179,500 (+18.33%) Land $36,000 Building $143,500	$239,210 (-1.6%)
2024	$2,875.00 (+4.55%)	$151,700 (+3.48%) Land $34,200 Building $117,500	$243,105
2023	$2,750.00	$146,600 Land $34,200 Building $112,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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