324 Pepper Ln, Paducah, KY 42001 Property Records

McCracken County property record for 324 Pepper Ln, Paducah, KY 42001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,376 sqft · built 1962
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$332,500 (Oct 2025)
Tax Bill$1,828 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN088-32-00-058

Property Details

APN / Parcel Number

Primary APN088-32-00-058
Alternative APNs
  • 164038
  • 141735
  • 10952

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,376 sqft Living Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick Veneer
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeCarport
Garage Area406 sqft
CarportCarport
Carport Area406 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number164038
Street Address324 PEPPER LN
CityPADUCAH
StateKY
Zip42001-5867
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description18-24-28 100X265X75X300 324 PEPPER LN
Legal SubdivisionLONE OAK HEIGHTS SUBDIVISION
JurisdictionMCCRACKEN KY
Township / Civil DivisionPADUCAH
Census Block Group2
Census Block2023
Census Tract31301

Owner

Source: McCracken County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address324 PEPPER LN, PADUCAH, KY 42001-5867
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2025 · Amount on Record
Deed SaleOct 2, 2025 · Amount on Record
Deed Document Number2025725360
Deed Book / Page1530 / 124
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCCRACKEN KY
Recording DateOct 2, 2025
Property Address324 PEPPER LN, PADUCAH, KY 42001-5867
Document Number0D1530/124
Book / PageD1530 / 124
Map ReferenceSEC F PG 11
Instrument DateSep 29, 2025
Instrument725360
Transaction TypeTransfer
Record UpdatedDec 26, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$332.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1121 LEBANON CHURCH RD, PADUCAH, KY 42003-9292

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address324 PEPPER LN, PADUCAH, KY 42001-5867

Mortgage

Document Number0000725361
DateOct 2, 2025
Instrument725361
Lender
NameFIRSTTRUST HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: McCracken County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMcCracken County
Unified School DistrictMcCracken County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$332,500 (+77.22%)$332,500 (+77.22%)
2025$1,828.00 (+1.22%)$187,615 (-)$187,615 (-)
2023$1,806.00 (+57.45%)$187,615 (+58.73%)$187,615 (+58.73%)
2022$1,147.00$118,200$118,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADUCAH WATER WORKS
serves 65,004 people · EPA ID KY0730533
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

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