Sarasota County property record for 324 Osprey Point Dr, Osprey, FL 34229
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 5.5 ba · 5,758 sqft · built 1998 |
| Lot Size | 0.974 acres (42,436 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,675,000 (Sep 2023) |
| Tax Bill | $23,421 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Sep 2023 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0142-03-0007 |
| Primary APN | 0142-03-0007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 5,758 sqft Living Area |
| Gross Area | 6,708 sqft |
| 1st Floor Area | 5,433 sqft |
| Flooring | Stone |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Multi-Family |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 42,436 sqft (0.974 acres) |
| Lot Width | 1 ft Width |
| View / Lot | Mainland |
| Garage Type | Attached |
| Garage Area | 950 sqft |
| Pool Area | 384 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 763 sqft |
| Patio Area | 804 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0142030007 |
|---|---|
| Street Address | 324 OSPREY POINT DR |
| City | OSPREY |
| State | FL |
| Zip | 34229-9251 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RSF1 |
| Legal Description | LOT 10, OAKS, & NLY 1/2 OF LOT 9, OAKS 1 SINGLE FAMILY PLAT OF OAKS, DESC AS BEG AT MOST WLY COR SAID LOT 9 TH N 31-05-35 E ALG NLY LINE OF SAID LOT 9 A DISTANCE OF 201.55 FT TO INTRS WITH |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 03 |
| Legal Subdivision | OAKS |
| Legal Tract | 2173 |
| Legal Lot Number | 10,9 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2102 |
324 Osprey Point Dr, a residential property, is owned and occupied by two individuals who bought it in September 2023.
Source: Sarasota County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 OSPREY POINT DR, OSPREY, FL 34229-9251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 1, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 16, 2018 | Deed of Trust, Mortgage · ARM PNC BANK NA |
| Dec 31, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on File |
| Deed Sale | Sep 1, 2023 · Amount on File |
| Prior Sale | Dec 31, 2018 · Amount on File |
| Deed Document Number | 2023135907 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 324 OSPREY POINT DR, OSPREY, FL 34229-9251 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 324 OSPREY POINT DR, OSPREY, FL 34229-9251 |
| Document Number | 0000050653 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 2024050653 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.7% |
| Index | Other |
| Max Rate | 11.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Sep 1, 2023 |
| Property Address | 324 OSPREY POINT DR, OSPREY, FL 34229-9251 |
| Document Number | 0000135907 |
| Map Reference | MB 28 PG 48 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023135907 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $18,725.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 251, GAY, GA 30218-0251 |
| Name | Verified Name |
|---|---|
| Address | 324 OSPREY POINT DR, OSPREY, FL 34229-9251 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 324 OSPREY POINT DR, OSPREY, FL 34229-9251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000094086 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2018094086 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Aug 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.87% |
| Index | 5-Year TN |
| Max Rate | 8.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Dec 31, 2018 |
| Property Address | 324 OSPREY POINT DR, OSPREY, FL 34229-9251 |
| Document Number | 0000168798 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 168798 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $11,375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 OSPREY POINT DR OSPREY FL 342299251, OSPREY, FL 34229-9251 |
The 2025 property tax bill for 324 Osprey Point Dr was $23,421 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,421.00 Homeowner's exemption | $1,936,000 Land $420,200 Building $1,515,800 | $1,936,000 Land $420,200 Building $1,515,800 |
| 2023 | $13,642.00 (+2.61%) | $1,101,957 (+3%) | $1,769,800 (+10.08%) Land $214,200 Building $1,555,600 |
| 2022 | $13,295.00 Homeowner's exemption | $1,069,861 | $1,607,700 Land $189,300 Building $1,418,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 324 Osprey Point Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 142 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 154 units insured incl. 12 condo units |
| Nearby Flood Claims | 39 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Osprey Point Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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