324 Old Adobe Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 324 Old Adobe Rd, Watsonville, CA 95076

Property Summary

Property Type	Rural Home
Details	7 bd · 3.5 ba · 3,347 sqft · built 1988
Lot Size	9.72 acres (423,665 sqft)
Owner	Trust Name on File
Last Sale	$520,000 (Jun 2018)
Tax Bill	$13,467 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2019 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`049-451-02`

Property Details

APN / Parcel Number

Primary APN	`049-451-02`
Alternative APN	`049-451-02-000`

Interior

Bedrooms	7 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	3,347 sqft Living Area
Gross Area	3,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	423,665 sqft
Terrain	Combination
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces
Deck Area	470 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	324 OLD ADOBE RD
City	WATSONVILLE
State	CA
Zip	95076-8576
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Subdivision	SAN ANDREAS RHO
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2022
Census Tract	122402

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	324 OLD ADOBE RD, WATSONVILLE, CA 95076-8576
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 7, 2019	Correction Deed OLD REPUBLIC TITLE COMPANY
Oct 7, 2019	Deed of Trust, Mortgage FINANCE OF AMERICA MTG
Oct 15, 2019	Correction Deed, Transfer OLD REPUBLIC TITLE
Sep 4, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 20, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 20, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Feb 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage KEITH BEAUDOIN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 20, 2018 · Amount on Record
Deed Sale	Jun 20, 2018 · Amount on Record
Prior Sale	Sep 28, 2004 · Amount on Record
Deed Document Number	201818751
Last Transfer Date	Oct 8, 2019
Transfer Doc	0000034692
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	324 OLD ADOBE RD, WATSONVILLE, CA 95076-8576
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY PLEASANT, OLD REPUBLIC TTL CO PLEASANT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 OLD ADOBE RD, WATSONVILLE, CA 95076-8576

Mortgage

Document Number	0000041876
Date	Aug 10, 2021
Instrument	2021-0041876

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

November 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 7, 2019
Property Address	324 OLD ADOBE RD, WATSONVILLE, CA 95076-8576
Document Number	0000034692
Instrument Date	Oct 8, 2019
Instrument	2019-0034692
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	324 ADOBE ROAD, WATSONVILLE, CA 95076

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	324 OLD ADOBE RD, WATSONVILLE, CA 95076-8576
Document Number	0000031636
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	324 OLD ADOBE RD WATSONVILLE CA 950768576, WATSONVILLE, CA 95076-8576

Mortgage

Document Number	0000031636
Date	Oct 15, 2019
Instrument	31636

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 15, 2019
Property Address	324 OLD ADOBE RD, WATSONVILLE, CA 95076-8576
Document Number	0000031635
Instrument Date	Oct 7, 2019
Instrument	31635
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	324 ADOBE RD WATSONVILLE CA 95076, WATSONVILLE, CA 95076

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 4, 2018
Property Address	324 OLD ADOBE RD, WATSONVILLE, CA 95076-8576
Document Number	0000027004
Instrument Date	Aug 30, 2018
Instrument	27004
Transaction Type	Transfer
Record Updated	Sep 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	324 OLD ADOBE RD WATSONVILLE CA 950768576, WATSONVILLE, CA 95076-8576

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 20, 2018
Property Address	324 OLD ADOBE RD, WATSONVILLE, CA 95076-8576
Document Number	0000018751
Map Reference	VOL 16-5 PG 707
Instrument Date	Jun 13, 2018
Instrument	2018-0018751
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	324 OLD ADOBE RD, WATSONVILLE, CA 95076-8576

Mortgage

Document Number	0000018753
Date	Jun 20, 2018
Instrument	2018-0018753

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 20, 2018
Property Address	324 OLD ADOBE RD, WATSONVILLE, CA 95076-8576
Document Number	0000018752
Instrument Date	Jun 13, 2018
Instrument	18752
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	324 OLD ADOBE RD WATSONVILLE CA 950768576, WATSONVILLE, CA 95076-8576

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	324 OLD ADOBE RD, WATSONVILLE, CA 95076-8576
Document Number	0000007042
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 OLD ADOBE RD WATSONVILLE CA 950768576, WATSONVILLE, CA 95076-8576

Mortgage

Document Number	0000007042
Date	Mar 8, 2018
Instrument	7042

Lender

Name	KEITH BEAUDOIN
Address	126 SEABRIGHT AVE, SANTA CRUZ, CA 95062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,093,536 (+2%) Land $616,840 Building $476,696
2025	$13,467.00 (+9.12%)	$1,072,094 (+4.04%) Land $604,745 Building $467,349
2023	$12,342.00 (+1.92%)	$1,030,463 Land $581,262 Building $449,201	$1,737,090
2022	$12,110.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Communications, LLC. Fixed Wireless	250 / 100

May also be available: Cruzio Internet.

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