324 N Sheldon St, Charlotte, MI 48813 Property Records

Eaton County property record for 324 N Sheldon St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,272 sqft · built 1869
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Mar 2025)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20000000312000`

Property Details

APN / Parcel Number

Primary APN	`20000000312000`

Interior

Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,272 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	1,216 sqft

Exterior

Year Built	Built 1869
Effective Year Built	Effective 1869
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Porch	Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	324 N SHELDON ST
City	CHARLOTTE
State	MI
Zip	48813-1454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	LOTS 12 & 13. BLOCK 3. O. P. CITY OF CHARLOTTE
Legal Subdivision	O P
Legal Block	3
Legal Lot Number	12-13
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	2
Census Block	2001
Census Tract	20901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charlotte Central Historic District listed 2020 · 308 contributing resources · NRIS 100002684

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Eaton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	566 S STINE RD, CHARLOTTE, MI 48813-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE DART BANK
Jun 25, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Jun 25, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Oct 29, 2019	Intrafamily Transfer, Transfer
Dec 5, 2017	Land Contract, Transfer · Conventional Mortgage RICHARD PHILLIPS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2025 · Amount on Record
Deed Sale	Mar 24, 2025 · Amount on Record
Prior Sale	Jun 25, 2021 · Amount on Record
Deed Book / Page	3131 / 527
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	02810/1047
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	324 N SHELDON ST, CHARLOTTE, MI 48813-1454
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313 E SHAW ST, CHARLOTTE, MI 48813-1950

Mortgage

Document Number	002981/396
Date	Jan 18, 2022
Book Page	2981/396

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 25, 2021
Property Address	324 N SHELDON ST, CHARLOTTE, MI 48813-1454
Document Number	2936/774
Book / Page	2936 / 774
Map Reference	LB 1 PG 67
Instrument Date	Jun 23, 2021
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$611.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2895 E M 79 HWY, 2895, HASTINGS, MI 49058-8857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	313E SHAW ST, CHARLOTTE, MI 48813

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 25, 2021
Property Address	324 N SHELDON ST, CHARLOTTE, MI 48813-1454
Document Number	2936/773
Book / Page	2936 / 773
Map Reference	LB 1 PG 67
Instrument Date	Jun 17, 2021
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2819 CAPE CORAL PKWY W, 2819, CAPE CORAL, FL 33914-6044

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2895 E M 79 HWY, HASTINGS, MI 49058-8857

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EATON MI
Recording Date	Oct 29, 2019
Property Address	324 N SHELDON ST, CHARLOTTE, MI 48813-1454
Document Number	2810/1047
Book / Page	2810 / 1047
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2819 CAPE CORAL PKWY W, CAPE CORAL, FL 33914-6044
Investor	Possibly a Property Investor

December 2017: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	EATON MI
Recording Date	Dec 5, 2017
Property Address	324 N SHELDON ST, CHARLOTTE, MI 48813-1454
Document Number	02711/1191
Book / Page	2711 / 1191
Instrument Date	Jul 1, 2015
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3248 MULLIKEN RD, 3248, CHARLOTTE, MI 48813-8809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 N SHELDON ST, CHARLOTTE, MI 48813-1454

Mortgage

Document Number	0002712163
Date	Dec 5, 2017
Instrument	2712/163

Lender

Name	RICHARD PHILLIPS
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,100 (+4.9%)	$118,414 (-) Land $29,495 Building $88,919
2025	$2,231.00 (-24.88%)	$59,200 (+15.18%)	$118,414 (+15.19%) Land $29,495 Building $88,919
2024	$2,970.00 (-22.27%)
2023		$51,400	$102,800
2022	$3,821.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: ACD.net, AT&T.

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