324 N Mallagh St, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 324 N Mallagh St, Nipomo, CA 93444

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 4 ba · 3,837 sqft · built 1973
Lot Size	0.262 acres (11,400 sqft)
Owner	Company Name on File
Last Sale	$555,000 (Sep 2019)
Tax Bill	$10,909 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`090-092-023`

Property Details

APN / Parcel Number

Primary APN	`090-092-023`
Alternative APN	`090092006`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	16 Rooms
Stories	1 Story
Building Area	3,837 sqft Living Area
1st Floor Area	3,837 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Multi-Family
Construction Type	Wood
Lot Area	11,400 sqft (0.262 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	324 N MALLAGH ST
City	NIPOMO
State	CA
Zip	93444-9745
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RSF
Legal Description	BRKSD TR BL 8 LT 9
Legal Subdivision	BROOKSIDE TRACT
Legal Block	8
Legal Lot Number	9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	3
Census Block	3006
Census Tract	12406

Owner

324 N Mallagh St, a residential property, is owned by a company that acquired it in March 2025.

Source: San Luis Obispo County records, as of April 21, 2026

Owner of Record	Company Name on File
Mailing Address	118 E RINCON AVE, CAMPBELL, CA 95008-2977
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC
Nov 20, 2019	Grant Deed, Transfer · VA Mortgage ENVOY MTG
Sep 16, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Deed Document Number	201938913
Last Transfer Date	Mar 17, 2025
Transfer Doc	0000007240
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 29, 2021
Property Address	328 N MALLAGH ST, NIPOMO, CA 93444-9745
Document Number	0000066015
Map Reference	MB A PG 28
Instrument Date	Sep 2, 2021
Instrument	2021066015
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	BOSTON NATIONAL TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	565 W LATIMER AVE, CAMPBELL, CA 95008-1900

Mortgage

Document Number	0000066016
Date	Sep 29, 2021
Instrument	2021066016

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 20, 2019
Property Address	328 N MALLAGH ST, NIPOMO, CA 93444-9745
Document Number	0000051958
Instrument Date	Oct 28, 2019
Instrument	51958
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	330 N MALLAGH ST NIPOMO CA 934449745, NIPOMO, CA 93444-9745

Mortgage

Document Number	51959
Date	Nov 20, 2019
Instrument	51959

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 16, 2019
Property Address	328 N MALLAGH ST, NIPOMO, CA 93444-9745
Document Number	0000038913
Map Reference	MB A PG 28
Instrument Date	Sep 6, 2019
Instrument	2019038913
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	565 W LATIMER AVE, CAMPBELL, CA 95008-1900

Mortgage

Document Number	0000038914
Date	Sep 16, 2019
Instrument	2019038914

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 324 N Mallagh St was $10,909, up 68.4% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,045,671 (+2%) Land $299,684 Building $745,987
2025	$10,909.00 (+68.4%)	$1,025,168 Land $293,808 Building $731,360
2024	$6,478.00 (+4.97%)
2023	$6,171.00 (+1.53%)	$583,401 Land $262,793 Building $320,608
2022	$6,078.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 324 N Mallagh St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2001–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 N Mallagh St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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