324 N Main St, Cadiz, OH 43907 Property Records

Harrison County property record for 324 N Main St, Cadiz, OH 43907

Property Summary

Property Type	Single Family Home
Details	2 ba · 780 sqft · built 1937
Lot Size	0.154 acres (6,708 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Mar 2020)
Tax Bill	$8 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-0001549.000`

Property Details

APN / Parcel Number

Primary APN	`05-0001549.000`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Roof Material	Shingle
Lot Area	6,708 sqft (0.154 acres)
Terrain	Rolling
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	324 N MAIN ST
City	CADIZ
State	OH
Zip	43907-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R5 T10 S5 0.154A N MAIN ST VOL 269/4680
Legal Range	05W
Legal Township	10N
Legal Section	05
Jurisdiction	HARRISON OH
Township / Civil Division	CADIZ
Census Block Group	1
Census Block	1011
Census Tract	976000

Owner

324 N Main St is owned and occupied by two individuals who bought it in March 2020.

Source: Harrison County records, as of March 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	324 N MAIN ST, CADIZ, OH 43907-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP
Nov 21, 2019	Intrafamily Transfer, Transfer
Apr 2, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Deed Document Number	2020795
Deed Book / Page	269 / 4680
Prior Transfer Date	Nov 19, 2019
Prior Transfer Doc	00268/4458
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Mar 27, 2020
Property Address	324 N MAIN ST, CADIZ, OH 43907-1242
Document Number	00269/4680
Book / Page	269 / 4680
Instrument Date	Mar 27, 2020
Instrument	202000000795
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	324 N MAIN ST, CADIZ, OH 43907-1242

Mortgage

Document Number	202000000796
Date	Mar 27, 2020
Instrument	202000000796

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRISON OH
Recording Date	Nov 21, 2019
Property Address	324 N MAIN ST, CADIZ, OH 43907-1242
Document Number	00268/4458
Book / Page	268 / 4458
Instrument Date	Nov 19, 2019
Instrument	201900003555
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 HIGH ST, FLUSHING, OH 43977-9734

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARRISON OH
Recording Date	Apr 2, 2019
Property Address	324 N MAIN ST, CADIZ, OH 43907-1242
Document Number	00266/1383
Book / Page	266 / 1383
Instrument Date	Mar 29, 2019
Instrument	201900001013
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 HIGH ST, FLUSHING, OH 43977-9734

Tax Assessment & Valuation

The 2025 property tax bill for 324 N Main St was $8.

Source: Harrison County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	Cadiz Township
Municipality	Cadiz Village
Unified School District	Harrison Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8.00 Additional exemption filed	$210 (-) Land $210
2024	$8.00 (-99.44%) Additional exemption filed	$210 (-99.43%) Land $210
2023	$1,418.00 (+14.35%) Homeowner's exemption Additional exemption filed	$36,820 (+23.72%) Land $10,720 Building $26,100	$600 Land $600
2022	$1,240.00 Homeowner's exemption Additional exemption filed	$29,760 Land $9,290 Building $20,470
2020			$85,030 Land $26,540 Building $58,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 324 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CADIZ VILLAGE PWS serves 3,353 people · EPA ID OH3400214
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Turbidity not recorded as resolved · Feb 2026
Treatment and Procedure	Lead service line inventory Oct 2024 No certified operator Jun 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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