324 N High St, Covington, TN 38019 Property Records

Tipton County property record for 324 N High St, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 800 sqft · built 1958
Lot Size	0.169 acres (7,384 sqft)
Owner	Company Name on File
Last Sale	$29,000 (Jul 2021)
Tax Bill	$317 (2022)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`084041B E 00100`

Property Details

APN / Parcel Number

Primary APN	`084041B E 00100`
Alternative APN	`041B E 00100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,384 sqft (0.169 acres)
Lot Dimensions	104 ft deep x 71 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	324 N HIGH ST
City	COVINGTON
State	TN
Zip	38019-2319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C80
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1016
Census Tract	40700

Owner

324 N High St is owned by a company that acquired it in March 2022.

Source: Tipton County records, as of January 19, 2026

Owner of Record	Company Name on File
Mailing Address	711 HAWKINS RD, BURLISON, TN 38015-7405
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Quit Claim Deed, Transfer FIRST COMMUNITY BANK OF THE HEARTLAND IN
Sep 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK OF THE HEARTLAND IN
Jul 21, 2021	Warranty Deed, Transfer
Apr 12, 2021	Warranty Deed, Transfer ASSURETY TITLE AND ESCROW LLC, SURETY TITLE & ESCROW LLC
Mar 1, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Prior Sale	Jul 21, 2021 · Amount on File
Deed Document Number	0001912573
Deed Book / Page	1912 / 573
Last Transfer Date	Mar 14, 2022
Transfer Doc	0001950315
Record Updated	Jun 8, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TIPTON TN
Recording Date	Mar 14, 2022
Property Address	324 N HIGH ST, COVINGTON, TN 38019-2319
Document Number	0001950315
Book / Page	1950 / 315
Instrument Date	Feb 24, 2022
Instrument	255019
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 HAWKINS RD, BURLISON, TN 38015-7405

Mortgage

Document Number	0001950317
Date	Mar 14, 2022
Book Page	1950/317
Instrument	255020

Lender

Name	FIRST COMMUNITY BANK OF THE HEARTLAND IN
Type	Bank
Address	MARTIN, TN 38237

Agreement

Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2042

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	324 N HIGH ST, COVINGTON, TN 38019-2319
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 HAWKINS RD, BURLISON, TN 38015-7405

Mortgage

Document Number	1922314
Date	Sep 13, 2021
Book Page	1922/314
Instrument	249217

Lender

Name	FIRST COMMUNITY BANK OF THE HEARTLAND IN
Type	Bank
Address	MARTIN, TN 38237

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 15, 2031

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jul 21, 2021
Property Address	324 N HIGH ST, COVINGTON, TN 38019-2319
Document Number	1912573
Book / Page	1912 / 573
Instrument Date	Jul 6, 2021
Instrument	247275
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount on Record
Tax	$107.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 HAWKINS RD, BURLISON, TN 38015-7405

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 12, 2021
Property Address	324 N HIGH ST, COVINGTON, TN 38019-2319
Document Number	0001895117
Book / Page	1895 / 117
Instrument Date	Apr 6, 2021
Instrument	243621
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	ASSURETY TITLE AND ESCROW LLC, SURETY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$85.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 ELLINGTON RD, BROWNSVILLE, TN 38012-8223

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	TIPTON TN
Recording Date	Mar 1, 2019
Property Address	324 N HIGH ST, COVINGTON, TN 38019-2319
Document Number	1789982
Book / Page	001789 / 000982
Instrument Date	Jan 29, 2019
Instrument	221125
Transaction Type	Foreclosure
Record Updated	Mar 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$341.32
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3595 GRANDVIEW PKWY #500 BIRMINGHAM AL 352431817, 500, BIRMINGHAM, AL 35243-1817

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,700 Land $3,325 Building $10,375
2023		$13,700 Land $3,325 Building $10,375
2022	$317.00
2020			$54,800 Land $13,300 Building $41,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 N High St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1988–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 N High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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