324 N Division St, Stuart, IA 50250 Property Records

Guthrie County property record for 324 N Division St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,233 sqft · built 1959
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$103,000 (Jul 2013)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Jun 2012 Foreclosure
APN	`0001345600`

Property Details

APN / Parcel Number

Primary APN	`0001345600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,233 sqft Living Area
Basement Area	1,233 sqft
Finished Basement	750 sqft
Unfinished Basement	494 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	906 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	324 N DIVISION ST
City	STUART
State	IA
Zip	50250-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	05 LOT 1 BLK 05
Legal Subdivision	ORIGINAL TOWN OF STUART
Legal Block	5
Legal Lot Number	1
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2062
Census Tract	950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 N DIVISION ST, STUART, IA 50250-2060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2013 · Amount on Record
Deed Sale	Jul 16, 2013 · Amount on Record
Deed Document Number	20131972
Deed Book / Page	2013 / 1972
Record Updated	Oct 29, 2026

June 2012: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	GUTHRIE IA
Recording Date	Jun 14, 2012
Property Address	324 N DIVISION ST, STUART, IA 50250-2060
Document Number	02012/1602
Book / Page	2012 / 1602
Instrument Date	Jun 14, 2012
Instrument	2012-1602
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 S ADAIR ST, STUART, IA 50250-2014

Mortgage

Document Number	0020121618
Date	Jun 14, 2012
Instrument	2012-1618

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Dec 14, 2012

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,200 (-) Land $13,800 Building $173,400	$187,200 (-) Land $13,800 Building $173,400
2025	$2,774.00 (-8.02%) Homeowner's exemption	$187,200 (+0.27%) Land $13,800 Building $173,400	$187,200 (+0.27%) Land $13,800 Building $173,400
2024	$3,016.00 (+18.83%)
2023		$186,700 (+33.84%) Land $10,700 Building $176,000	$186,700 (+33.84%) Land $10,700 Building $176,000
2022	$2,538.00 Homeowner's exemption	$139,500 Land $10,700 Building $128,800
2021			$139,500 Land $10,700 Building $128,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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