324 N 3rd St, El Cajon, CA 92019 Property Records

San Diego County property record for 324 N 3rd St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,080 sqft · built 1959
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Dec 2020)
Tax Bill	$7,543 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2020 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`511-412-16-00`

Property Details

APN / Parcel Number

Primary APN	`511-412-16-00`
Alternative APN	`5111801500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5111801500
Street Address	324 N 3RD ST
City	EL CAJON
State	CA
Zip	92019-2078
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 15 TR 004013
Legal Subdivision	SUNRAY MANOR
Legal Tract	004013
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	15601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 N 3RD ST, EL CAJON, CA 92019-2078
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 4, 2020	Deed of Trust, Mortgage · Construction Mortgage GOLDMAN SACHS BANK USA
Dec 31, 2020	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 2, 2020	Loan Modification, Mortgage · Conventional Mortgage GOLDMAN SACHS BK USA
Jul 22, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE IE
May 30, 2019	Affidavit of Death, Transfer · Conventional Mortgage WORLD BUSN LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Document Number	2020850040
Prior Transfer Date	May 9, 2019
Prior Transfer Doc	0000207391
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	324 N 3RD ST, EL CAJON, CA 92019-2078
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 N 3RD ST, EL CAJON, CA 92019-2078
Investor	Possibly a Property Investor

Mortgage

Document Number	0000207359
Date	Aug 2, 2023
Instrument	2023-0207359

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	324 N 3RD ST, EL CAJON, CA 92019-2078
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 SACRAMENTO ST 8TH 8TH, 88, SAN FRANCISCO, CA 94111-3620

Mortgage

Document Number	0000518569
Date	Sep 4, 2020
Instrument	2020-0518569

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank
Address	SHERMAN OAKS, CA 91403

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 31, 2020
Property Address	324 N 3RD ST, EL CAJON, CA 92019-2078
Document Number	0000850040
Map Reference	MAP 4013
Instrument Date	Dec 2, 2020
Instrument	2020-0850040
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL CO LONG BE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 N 3RD ST, EL CAJON, CA 92019-2078
Investor	Possibly a Property Investor

Mortgage

Document Number	0000850041
Date	Dec 31, 2020
Instrument	2020-0850041

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	324 N 3RD ST, EL CAJON, CA 92019-2078
Document Number	0000518570
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	324 N 3RD ST EL CAJON CA 920192078, EL CAJON, CA 92019-2078
Investor	Possibly a Property Investor

Mortgage

Document Number	0000518570
Date	Sep 4, 2020
Instrument	518570

Lender

Name	GOLDMAN SACHS BK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2020
Property Address	324 N 3RD ST, EL CAJON, CA 92019-2078
Document Number	0000395355
Instrument Date	May 15, 2020
Instrument	395355
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE IE

Transaction

Amount	Amount Recorded
Tax	$421.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	324 N 3RD ST EL CAJON CA 920192078, EL CAJON, CA 92019-2078

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	May 30, 2019
Property Address	324 N 3RD ST, EL CAJON, CA 92019-2078
Document Number	0000207391
Instrument Date	May 9, 2019
Instrument	207391
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 N 3RD ST EL CAJON CA 920192078, EL CAJON, CA 92019-2078

Mortgage

Document Number	207392
Date	May 30, 2019
Instrument	207392

Lender

Name	WORLD BUSN LENDERS
Type	Funding / Finance Company
Address	JERSEY CITY, NJ 07302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	207393,
Date	May 30, 2019
Instrument	207393

Lender

Name	WORLD BUSN LENDERS
Type	Funding / Finance Company
Address	101 HUDSON ST 33RD FI, JERSEY CITY, NJ 07302

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$618,282 (+2%) Land $314,661 Building $303,621
2025	$7,543.00 (+1.1%)	$606,160 (+4.04%) Land $308,492 Building $297,668
2023	$7,461.00 (+2.78%)	$582,624 Land $296,514 Building $286,110
2022	$7,259.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Wyyerd Connect.

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