324 N 12th Ave E, Duluth, MN 55805 Property Records

St. Louis County property record for 324 N 12th Ave E, Duluth, MN 55805 · Last verified August 2026

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	4 bd · 2 ba · 2,492 sqft · built 1908
Lot Size	0.08 acres (3,505 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Dec 2005)
Tax Bill	$3,290 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3830-12460`

Property Details

APN / Parcel Number

Primary APN	`010-3830-12460`
Alternative APN	`794746`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,492 sqft Gross Area
1st Floor Area	1,246 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Lot Area	3,505 sqft (0.08 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	262 sqft
Deck Area	208 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	794746
Street Address	324 N 12TH AVE E
City	DULUTH
State	MN
Zip	55805-2217
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	N 35 FT OF S 70 FT OF LOTS 1 THRU 4 SERIAL #
Legal Subdivision	PORTLAND DIVISION OF DULUTH
Legal Block	83
Legal Lot Number	1-4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2006
Census Tract	1300

Owner

Source: St. Louis County records · APN 010-3830-12460

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	322 N 12TH AVE E, 324, DULUTH, MN 55805-2217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 05, 2005 · Amount on Record
Deed Sale	Dec 05, 2005 · Amount on Record
Deed Document Number	2005809671
Last Transfer Date	Feb 24, 2006
Transfer Doc	0000814887
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	324 N 12TH AVE E, DULUTH, MN 55805-2217
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 N 12TH AVE E, DULUTH, MN 55805-2217

Mortgage

Document Number	0001045380
Date	Aug 16, 2021
Instrument	1045380

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded
Term	59 Months
Due	Jul 23, 2026

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,290.00 (-0.42%) Homeowner's exemption
2025	$3,304.00 (+10.35%) Homeowner's exemption	$250,500 (-3.91%) Land $11,600 Building $238,900	$250,500 (-3.91%) Land $11,600 Building $238,900
2024	$2,994.00	$260,700 (+21.82%) Land $12,500 Building $248,200	$260,700 (+21.82%) Land $12,500 Building $248,200
2022		$214,000 Land $14,000 Building $200,000	$214,000 Land $14,000 Building $200,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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