Union County and Westfield Town property record for 324 Mountain Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 4,160 sqft · built 1900 |
| Lot Size | 0.314 acres (13,678 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $17,841 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02403-0000-00009 |
| Primary APN | 20-02403-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,160 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 13,678 sqft (0.314 acres) |
| Lot Dimensions | 190 ft deep x 72 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 324 MOUNTAIN AVE |
|---|---|
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2403 |
| Legal Lot Number | 9 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 36600 |
324 Mountain Ave is owned and occupied by two individuals who acquired it in June 1997.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 MOUNTAIN AVE, WESTFIELD, NJ 07090-3032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 7, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST ATLANTIC FCU |
| Jun 14, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST ATLANTIC FCU |
| Dec 11, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST ATLANTIC FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 19, 1997 |
| Transfer Doc | 0000041010 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 324 MOUNTAIN AVE, WESTFIELD, NJ 07090-3032 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | PRIORITY TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0150212577 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 15021/2577 |
| Instrument | 17560 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 324 MOUNTAIN AVE, WESTFIELD, NJ 07090-3032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0145532671 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 14553/2671 |
| Instrument | 672290 |
| Name | FIRST ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 324 MOUNTAIN AVE, WESTFIELD, NJ 07090-3032 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0144532175 |
|---|---|
| Date | Jun 14, 2018 |
| Book Page | 14453/2175 |
| Instrument | 658515 |
| Name | FIRST ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 324 MOUNTAIN AVE, WESTFIELD, NJ 07090-3032 |
| Document Number | 0143902140 |
| Book / Page | 014390 / 002140 |
| Instrument Date | Dec 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 324 MOUNTAIN AVE WESTFIELD NJ 070903032, WESTFIELD, NJ 07090-3032 |
| Document Number | 0143902140 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 014390/002140 |
| Instrument | 652021 |
| Name | FIRST ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 324 Mountain Ave was $17,841, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $778,400 (-) Land $481,500 Building $296,900 | $778,400 (-) Land $481,500 Building $296,900 | |
| 2025 | $17,841.00 (+1.78%) | $778,400 Land $481,500 Building $296,900 | $778,400 Land $481,500 Building $296,900 |
| 2024 | $17,529.00 | ||
| 2023 | $775,900 Land $481,500 Building $294,400 | $775,900 Land $481,500 Building $294,400 | |
| 2022 | $16,759.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Mountain Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1979–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Mountain Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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