CHICAGO TITLE COMPANY-C/I, CHICAGO TTL CO CA MULTI BRAN
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
324 MONTEREY DR, RIDGECREST, CA 93555-3190
Mortgage
Document Number
0000030194
Date
Feb 18, 2021
Instrument
221030194
Lender
Name
FLAGSTAR BANK FSB
Type
Bank
Address
TROY, MI 48098
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Mar 1, 2051
November 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
KERN CA
Recording Date
Nov 4, 2020
Property Address
324 MONTEREY DR, RIDGECREST, CA 93555-3190
Document Number
0000165861
Instrument Date
Oct 30, 2020
Instrument
165861
Transaction Type
Transfer
Record Updated
Nov 16, 2020
Title Company
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$264.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property
Address
324 MONTEREY DR RIDGECREST CA 935553190, RIDGECREST, CA 93555-3190
Mortgage
Document Number
165862
Date
Nov 4, 2020
Instrument
165862
Lender
Name
ANTHONY & ANGELA BILICH
Address
11 CROW CANYON CT # 100, SAN RAMON, CA 94583-1981
Agreement
Type
Conventional with PMI
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 324 Monterey Dr was $3,439, up 6.3% from the year before.
Source: Kern County assessment roll, as of August 6, 2026
Property Jurisdictions
Type
Name
State
California
County
Kern County
Municipality
Ridgecrest City
Unified School District
Sierra Sands Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$264,975 (+2%)Land $44,161Building $220,814
2025
$3,439.00 (+6.27%)Homeowner's exemption
$259,781Land $43,296Building $216,485
2024
$3,236.00 (+3.16%)
2023
$3,137.00 (+2.12%)Homeowner's exemption
$249,696Land $41,616Building $208,080
2022
$3,072.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 324 Monterey Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 324 Monterey Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source
Groundwater
Last State Inspection
May 2022
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Race Communications Fiber
1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area
1,000 / 50
SBC-Wireless Fixed Wireless
100 / 100
May also be available: Astound Broadband, Frontier, GeoLinks, Verizon.