St. Johns County property record for 324 Monika Pl, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,701 sqft · built 1993 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,000 (Jan 2016) |
| Tax Bill | $1,979 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jul 2018 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 175850-0703 |
| Primary APN | 175850-0703 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,701 sqft Living Area |
| Gross Area | 2,337 sqft |
| 1st Floor Area | 1,701 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 436 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Glass Porch |
| Porch Area | 149 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 324 MONIKA PL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-6440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 26/8-9 COASTAL POINT (AKA SEAGATE) REPLAT BLK 7 LOT 3 OR4133/1853(TR/D) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 15 |
| Legal Subdivision | COASTAL POINT REPLAT (AKA SEAGATE) |
| Legal Tract | D |
| Legal Block | 7 |
| Legal Lot Number | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 21404 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 324 MONIKA PL, SAINT AUGUSTINE, FL 32080-6440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jul 9, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2016 · Amount on Record |
| Deed Sale | Jan 7, 2016 · Amount on Record |
| Prior Sale | Jul 12, 2006 · Amount on Record |
| Deed Document Number | 20161029 |
| Deed Book / Page | 4133 / 1853 |
| Prior Transfer Date | Jul 23, 2015 |
| Prior Transfer Doc | 0040641222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 324 MONIKA PL, SAINT AUGUSTINE, FL 32080-6440 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 324 MONIKA PL, SAINT AUGUSTINE, FL 32080-6440 |
| Document Number | 0054640825 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 5464/825 |
| Instrument | 2022002375 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 324 MONIKA PL, SAINT AUGUSTINE, FL 32080-6440 |
| Document Number | 0045811485 |
| Instrument Date | Jul 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 324 MONIKA PL ST AUGUSTINE FL 320806440, ST AUGUSTINE, FL 32080-6440 |
| Document Number | 0045811485 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 004581/001485 |
| Instrument | 51106 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,852 (+2.7%) | $369,682 (-5.21%) Land $100,000 Building $269,682 | |
| 2025 | $1,979.00 (+17.59%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $190,703 (+5.99%) | $390,003 (+9.07%) Land $100,000 Building $290,003 |
| 2024 | $1,683.00 (+2.81%) | ||
| 2023 | $1,637.00 (+0.74%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $179,930 (+3%) | $357,579 (+2.79%) Land $94,000 Building $263,579 |
| 2022 | $1,625.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption | $174,689 | $347,881 Land $89,600 Building $258,281 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 703 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 781 units insured incl. 78 condo units |
| Nearby Flood Claims | 418 (1986–2024) |
| Claims Outside the SFHA | 11 of 418 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: IQ Fiber.
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