324 Main St, Sterling, CO 80751 Property Records

Logan County property record for 324 Main St, Sterling, CO 80751

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,071 sqft · built 1928
Lot Size	0.115 acres (5,009 sqft)
Owner	Company Name on Record
Last Sale	$267,500 (Jul 2025)
Tax Bill	$4,627 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`38052532105011`

Property Details

APN / Parcel Number

Primary APN	`38052532105011`
Alternative APN	`4262000`

Interior

Stories	1 Story
Building Area	3,071 sqft Heated Area
Gross Area	2,710 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1943
Exterior Material	Brick/Stone
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	200 ft deep x 25 ft wide
Total Buildings	2 Buildings

Location & Zoning

Old Parcel Number	4262000
Street Address	324 MAIN ST
City	STERLING
State	CO
Zip	80751-4345
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	W 25' X 200' LOT 3 BLK 16 ORIGINAL STERLING
Legal Range	52W
Legal Township	08N
Legal Section	32
Legal Subdivision	STERLING ORIGINAL
Legal Block	16
Legal Lot Number	3
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2069
Census Tract	966200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Sterling Historic District listed 2013 · 54 contributing resources · NRIS 13000592

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1331 BUCHANAN ST, STERLING, CO 80751-2211
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Jul 1, 2025	Warranty Deed, Transfer · Commercial Mortgage BANK OF COLORADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Deed Document Number	2025775860
Deed Book / Page	1064 / 66
Prior Transfer Date	Feb 4, 2015
Prior Transfer Doc	0000723333
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	324 MAIN ST, STERLING, CO 80751-4345
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 MAIN ST, STERLING, CO 80751-4345

Mortgage

Document Number	0000755931
Date	Jun 22, 2021
Book Page	1044/119
Instrument	755931

Lender

Name	BANK OF COLORADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jul 1, 2025
Property Address	324 MAIN ST, STERLING, CO 80751-4345
Document Number	0000775860
Book / Page	1064 / 66
Instrument Date	Jun 25, 2025
Instrument	775860
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 BUCHANAN ST, STERLING, CO 80751-2211

Mortgage

Document Number	0000775862
Date	Jul 1, 2025
Instrument	775862

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,627.00 (+132.75%)	$58,347 (-51.01%)	$150,432 (+26.3%) Land $27,500 Building $122,932
2023	$1,988.00 (-28.08%)	$119,110 (+244.85%) Land $25,000 Building $94,110	$119,110 (-) Land $25,000 Building $94,110
2022	$2,764.00	$34,540 Land $7,250 Building $27,290	$119,110 Land $25,000 Building $94,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1982–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kentec Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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