324 Longfellow Dr, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 324 Longfellow Dr, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,360 sqft · built 1988
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$309,900 (Jan 2024)
Tax Bill	$2,183 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-002604`

Property Details

APN / Parcel Number

Primary APN	`02-002604`
Alternative APNs	`2002604` `002604`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,360 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002604
Street Address	324 LONGFELLOW DR
City	CHESTERTOWN
State	MD
Zip	21620-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOTS 225-226 CHESTER HARBOR
Legal Subdivision	CHESTER HARBOR
Legal Block	7
Legal Lot Number	225,226
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	2, CHURCH HILL
Census Block Group	1
Census Block	1022
Census Tract	810300

Owner

324 Longfellow Dr is owned and occupied by two individuals who bought it in January 2024.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	324 LONGFELLOW DR, CHESTERTOWN, MD 21620-2737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage NFM LENDING
Jan 2, 2024	Deed, Transfer · Conventional Mortgage NFM INC
Feb 16, 2021	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2024 · Amount on File
Deed Sale	Jan 2, 2024 · Amount on File
Prior Sale	Feb 16, 2021 · Amount on File
Deed Book / Page	4325 / 168
Prior Transfer Date	Aug 5, 2015
Prior Transfer Doc	0024490423
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Jan 7, 2026
Property Address	324 LONGFELLOW DR, CHESTERTOWN, MD 21620-2737
Document Number	0047040142
Book / Page	4704 / 142
Map Reference	LB TSP1 FO 60
Instrument Date	Dec 5, 2025
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	324 LONGFELLOW DR, CHESTERTOWN, MD 21620-2737

Mortgage

Document Number	0004704147
Date	Jan 7, 2026
Instrument	4704/147

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Jan 2, 2024
Property Address	324 LONGFELLOW DR, CHESTERTOWN, MD 21620-2737
Document Number	0043250168
Book / Page	4325 / 168
Map Reference	LB TSP 1 FO 60
Instrument Date	Dec 18, 2023
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	LIBERTY TITLE ESCROW/MD LLC, LIBERTY T&E OF MD LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$774.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	324 LONGFELLOW DR, CHESTERTOWN, MD 21620-2737

Mortgage

Document Number	0043250176
Date	Jan 2, 2024
Instrument	4325-0176

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Feb 16, 2021
Property Address	324 LONGFELLOW DR, CHESTERTOWN, MD 21620-2737
Document Number	0036070213
Book / Page	3607 / 213
Map Reference	LB TSP1 FO 60
Instrument Date	Feb 16, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	BAY EAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	324 LONGFELLOW DR, CHESTERTOWN, MD 21620-2737

Mortgage

Document Number	0036070220
Date	Feb 16, 2021
Book Page	3607/220

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 324 Longfellow Dr was $2,183.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,400 (+8.43%)	$282,400 (+25.29%) Land $127,500 Building $154,900
2025	$2,183.00	$225,400 Land $76,000 Building $149,400	$225,400 Land $76,000 Building $149,400
2023	$1,713.00	$181,867	$225,400 Land $76,000 Building $149,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Longfellow Dr in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Longfellow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50

May also be available: BridgeMAXX Suncoast Broadband, Verizon.

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