Perry County property record for 324 Locust St, Hazard, KY 41701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,588 sqft · built 1962 |
| Lot Size | 0.28 acres (12,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,500 (Sep 2025) |
| Tax Bill | $608 (2023) |
| Deeds & Mortgages | Mar 2024 Sale & Line of Credit Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-34 01 016.00 |
| Primary APN | 102-34 01 016.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,588 sqft Total Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick/Stone |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,100 sqft (0.28 acres) |
| Lot Dimensions | 110 ft deep x 110 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | 73588 |
|---|---|
| Street Address | 324 LOCUST ST |
| City | HAZARD |
| State | KY |
| Zip | 41701-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E |
| Legal Description | DB 434 PG 217 3/13/24 |
| Jurisdiction | PERRY KY |
| Township / Civil Division | HAZARD |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 970601 |
324 Locust St is owned and occupied by two individuals who bought it in September 2025.
Source: Perry County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 LOCUST ST, HAZARD, KY 41701-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Warranty Deed, Transfer · Line of Credit PEOPLES BANK & TRUST CO OF HAZARD |
| Jun 28, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 12, 2019 | Deed, Transfer FIRST FED SAVINGS & LOAN ASSN OF LO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on File |
| Deed Sale | Sep 3, 2025 · Amount on File |
| Prior Sale | Mar 13, 2024 · Amount on File |
| Deed Document Number | 2025323150 |
| Deed Book / Page | 444 / 157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PERRY KY |
| Recording Date | Mar 13, 2024 |
| Property Address | 324 LOCUST ST, HAZARD, KY 41701-2136 |
| Document Number | 000434/217 |
| Book / Page | 434 / 217 |
| Instrument Date | Feb 2, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $219.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12943 KY HIGHWAY 476, HAZARD, KY 41701-6908 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 324 LOCUST ST, HAZARD, KY 41701-2136 |
| Investor | Possibly a Property Investor |
| Document Number | 0000499189 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 499///189 |
| Name | PEOPLES BANK & TRUST CO OF HAZARD |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PERRY KY |
| Recording Date | Jun 28, 2023 |
| Property Address | 324 LOCUST ST, HAZARD, KY 41701-2136 |
| Document Number | 000429/574 |
| Book / Page | 429 / 574 |
| Instrument Date | Jun 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 324 LOCUST ST, HAZARD, KY 41701-2136 |
| Name | Verified Name |
|---|---|
| Address | 324 LOCUST ST, HAZARD, KY 41701-2136 |
| Document Number | 0000492193 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 492///193 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PERRY KY |
| Recording Date | Aug 12, 2019 |
| Property Address | 324 LOCUST ST, HAZARD, KY 41701-2136 |
| Document Number | 000405/573 |
| Book / Page | 405 / 573 |
| Instrument Date | Aug 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 316 3RD ST, 316, HAZARD, KY 41701-2164 |
| Name | Verified Name |
|---|---|
| Address | 3385 S KY HIGHWAY 15, HAZARD, KY 41701-6055 |
| Document Number | 0000044319 |
|---|---|
| Date | Aug 12, 2019 |
| Instrument | 443/19 |
| Name | FIRST FED SAVINGS & LOAN ASSN OF LO |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 9, 2034 |
Source: Perry County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Perry County |
| Municipality | Hazard City |
| Unified School District | Hazard Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,500 (+6.16%) | $232,500 (+6.16%) | |
| 2025 | $219,000 | $219,000 | |
| 2023 | $608.00 (-7.74%) Homeowner's exemption | $100,000 (-) Land $20,000 Building $80,000 | $100,000 (-) Land $20,000 Building $80,000 |
| 2022 | $659.00 Additional exemption filed | $100,000 Land $20,000 Building $80,000 | $100,000 Land $20,000 Building $80,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 324 Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Locust St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 76% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAZARD WATER DEPARTMENT serves 26,730 people · EPA ID KY0970184 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Thacker-Grigsby Telephone Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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