324 Loch Ct, Davenport, FL 33837 Property Records

Polk County property record for 324 Loch Ct, Davenport, FL 33837

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,430 sqft · built 2023
Lot Size	0.106 acres (4,622 sqft)
Owner	Company Name on File
Last Sale	$393,700 (Nov 2023)
Tax Bill	$6,165 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-31-709007-051140`

Property Details

APN / Parcel Number

Primary APN	`27-26-31-709007-051140`
Alternative APN	`312627709007051140`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,430 sqft Living Area
Gross Area	2,871 sqft
1st Floor Area	1,245 sqft
Upper Floors Area	1,185 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	4,622 sqft (0.106 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	45 sqft

Location & Zoning

Street Address	324 LOCH CT
City	DAVENPORT
State	FL
Zip	33837-7594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASCADES PHASES 1A AND 1B PB 193 PG 37-52 BLK 51 LOT 14
Legal Subdivision	CASCADES PHASES 1A AND 1B
Legal Block	51
Legal Lot Number	14
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	3
Census Block	3028
Census Tract	12411

Owner

324 Loch Ct is owned by a company that acquired it in August 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	14622 VENTURA BLVD, 102, SHERMAN OAKS, CA 91403-3662
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage LENDING SOLUTIONS INC
Aug 25, 2026	Quit Claim Deed, Transfer LENNAR TITLE INC, LENNAR TITLE
Nov 21, 2023	Special Warranty Deed, Transfer LENNAR TITLE INC
Sep 28, 2023	Special Warranty Deed, Construction Loan · Conventional Mortgage BRADESCO BAC FLORIDA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on File
Deed Sale	Nov 21, 2023 · Amount on File
Deed Document Number	2023273849
Deed Book / Page	12915 / 1094
Last Transfer Date	Aug 21, 2026
Transfer Doc	0000206381
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Sep 3, 2026
Property Address	324 LOCH CT, DAVENPORT, FL 33837-7594
Document Number	0000214831
Book / Page	14141 / 894
Instrument Date	Aug 31, 2026
Instrument	2026214831
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2341 WEYBRIDGE LN, LOS ANGELES, CA 90077-1347

Mortgage

Document Number	0000214831,
Date	Sep 3, 2026
Book Page	14141/894
Instrument	2026214831

Lender

Name	LENDING SOLUTIONS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Aug 25, 2026
Property Address	324 LOCH CT, DAVENPORT, FL 33837-7594
Document Number	0000206381
Book / Page	14128 / 1597
Instrument Date	Aug 21, 2026
Instrument	2026206381
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	LENNAR TITLE INC, LENNAR TITLE

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 21, 2023
Property Address	324 LOCH CT, DAVENPORT, FL 33837-7594
Document Number	0000273849
Book / Page	12915 / 1094
Map Reference	MB 193 PG 37
Instrument Date	Oct 25, 2023
Instrument	2023273849
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,755.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14622 VENTURA BLVD # 102-75, 102, SHERMAN OAKS, CA 91403-3662

September 2023: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 28, 2023
Property Address	324 LOCH CT, DAVENPORT, FL 33837-7594
Document Number	0000227591
Book / Page	12852 / 36
Map Reference	MB 193 PG 37
Instrument Date	Aug 21, 2023
Instrument	2023227591
Transaction Type	Construction Loan
Record Updated	Feb 5, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 LOCH CT, DAVENPORT, FL 33837-7594

Mortgage

Document Number	0001285240
Date	Sep 28, 2023
Instrument	12852/40

Lender

Name	BRADESCO BAC FLORIDA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	7.62%
Max Rate At Change	9.62%
Index	1-Year T-Bill
Max Rate	13.6%

Tax Assessment & Valuation

The 2025 property tax bill for 324 Loch Ct was $6,165.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Haines City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,559 (-3.3%) Land $55,000 Building $251,559	$306,559 (-3.3%) Land $55,000 Building $251,559
2025	$6,165.00	$317,024 Land $55,000 Building $262,024	$317,024 Land $55,000 Building $262,024
2023	$3,400.00 (+4,433.33%)	$52,000 (+1,277.48%) Land $52,000	$52,000 (+1,277.48%) Land $52,000
2022	$75.00	$3,775 Land $3,775	$3,775 Land $3,775

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 324 Loch Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	2 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Loch Ct is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAINES CITY serves 30,545 people · EPA ID FL6532232
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Summit Broadband.

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