Union County property record for 324 Lameshur Ln, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,198 sqft · built 2006 |
| Lot Size | 0.106 acres (4,617 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $247,000 (Aug 2020) |
| Tax Bill | $1,786 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Aug 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-402-705 |
| Primary APN | 09-402-705 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Living Area |
| 1st Floor Area | 973 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 4,617 sqft (0.106 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 324 LAMESHUR LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8664 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-20 UNIO |
| Legal Description | #105 ST JOHNS FOREST PH2 OPCI909 |
| Legal Subdivision | ST JOHNS FOREST |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20308 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 324 LAMESHUR LN, MONROE, NC 28110-8664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC |
| Aug 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| May 28, 2020 | Deed of Trust, Mortgage · Line of Credit GOLDMAN SACHS BK USA |
| Feb 14, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Dec 27, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2020 · Amount on Record |
| Deed Sale | Aug 11, 2020 · Amount on Record |
| Prior Sale | Feb 14, 2020 · Amount on Record |
| Deed Document Number | 202030609 |
| Deed Book / Page | 7768 / 175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 324 LAMESHUR LN, MONROE, NC 28110-8664 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0008370244 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 8370/244 |
| Instrument | 1320 |
| Name | TITAN MUTUAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 11, 2020 |
| Property Address | 324 LAMESHUR LN, MONROE, NC 28110-8664 |
| Document Number | 0007768175 |
| Book / Page | 7768 / 175 |
| Map Reference | CAB I FILE 909 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 30609 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1435 WEST BLVD MOREHEAD ST130, 1435, CHARLOTTE, NC 28208-7045 |
| Name | Verified Name |
|---|---|
| Address | 324 LAMESHUR LN, MONROE, NC 28110-8664 |
| Document Number | 0000030610 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 30610 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 324 LAMESHUR LN, MONROE, NC 28110-8664 |
| Document Number | 7682436 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 29 E 19TH ST #4TH NEW YORK NY 100031307, 4TH, NEW YORK, NY 10003-1307 |
| Investor | Possibly a Property Investor |
| Document Number | 7682436 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 007682/000436 |
| Instrument | 18525 |
| Name | GOLDMAN SACHS BK USA |
|---|---|
| Type | Bank |
| Address | 200 WEST ST, NEW YORK, NY 10282-2102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | May 27, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 14, 2020 |
| Property Address | 324 LAMESHUR LN, MONROE, NC 28110-8664 |
| Document Number | 7585761 |
| Book / Page | 007585 / 000761 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 5059 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $494.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1435 W MOREHEAD ST #130 CHARLOTTE NC 282085208, 130, CHARLOTTE, NC 28208-5208 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 27, 2019 |
| Property Address | 324 LAMESHUR LN, MONROE, NC 28110-8664 |
| Document Number | 7550746 |
| Book / Page | 007550 / 000746 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 40612 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $463.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 1 POST ST #11 SAN FRANCISCO CA 941045215, 11, SAN FRANCISCO, CA 94104-5215 |
| Investor | Possibly a Property Investor |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $369,200 (-) Land $72,400 Building $296,800 | $369,200 (-) Land $72,400 Building $296,800 | |
| 2025 | $1,786.00 (+14.86%) | $369,200 (+52%) Land $72,400 Building $296,800 | $369,200 (+52%) Land $72,400 Building $296,800 |
| 2023 | $1,555.00 | $242,900 Land $44,900 Building $198,000 | $242,900 Land $44,900 Building $198,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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