324 L St, Cheney, WA 99004 Property Records

Spokane County property record for 324 L St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,416 sqft · built 1991
Lot Size	0.197 acres (8,590 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Dec 2021)
Tax Bill	$2,799 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13133.1802`

Property Details

APN / Parcel Number

Primary APN	`13133.1802`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,080 sqft
Upper Floors Area	336 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,590 sqft (0.197 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	324 L ST
City	CHENEY
State	WA
Zip	99004-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	CHENEY 2ND TO TOWN OF NWLY 65FT OF L2&3 B137 & VAC 10FT 5TH ST N OF & ADJ TO & VAC 10FT L ST ELY OF & ADJ TO
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	THE SECOND ADDITION
Legal Block	137
Legal Lot Number	2,3
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1043
Census Tract	14001

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	324 L ST, CHENEY, WA 99004-1434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	20217163897
Prior Transfer Date	Oct 14, 1998
Prior Transfer Doc	0004282378
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 21, 2021
Property Address	324 L ST, CHENEY, WA 99004-1434
Document Number	0007163897
Map Reference	VOL A PG 52
Instrument Date	Dec 7, 2021
Instrument	7163897
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,045.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007163898
Date	Dec 21, 2021
Instrument	7163898

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 29, 2019
Property Address	324 L ST, CHENEY, WA 99004-1434
Document Number	0006800791
Instrument Date	Oct 7, 1998
Instrument	6800791
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 L ST CHENEY WA 990041434, CHENEY, WA 99004-1434

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,799.00 (+4.75%)	$260,900 (-7.19%) Land $85,000 Building $175,900	$260,900 (-7.19%) Land $85,000 Building $175,900
2025	$2,672.00 (+1.52%)	$281,100 (+9.8%) Land $75,000 Building $206,100	$281,100 (+9.8%) Land $75,000 Building $206,100
2024	$2,632.00 (+22.53%)	$256,000 (+44.8%) Land $75,000 Building $181,000	$256,000 (+44.8%) Land $75,000 Building $181,000
2023	$2,148.00 (+9.42%)	$176,800 Land $40,000 Building $136,800	$176,800 Land $40,000 Building $136,800
2022	$1,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 63% of Washington
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	1,000 / 1,000
DCI Cable	1,000 / 100

May also be available: CenturyLink, T-Mobile, Verizon.

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