324 Johnson St, West Lafayette, OH 43845 Property Records

Coshocton County property record for 324 Johnson St, West Lafayette, OH 43845

Property Summary

Property TypeResidential Vacant Land
Lot Size0.218 acres (9,496 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Dec 2022)
Tax Bill$229 (2025)
Deeds & MortgagesSep 2026 Line of Credit
May 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN002356-8

Property Details

APN / Parcel Number

Primary APN002356-8
Alternative APN
  • 0200000087900

Exterior

Lot Area9,496 sqft (0.218 acres)
Lot Dimensions190 ft deep x 50 ft wide

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number002356-8
Street Address324 JOHNSON ST
CityWEST LAFAYETTE
StateOH
Zip43845-1123
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionIN-LOT 860 50 X 190 .218A EARL SHARROCK'S 1ST SUBDIVISION 08 DOC 1719
Legal SubdivisionEARL SHARROCK'S 1ST S/D
Legal Lot Number860
JurisdictionCOSHOCTON OH
Township / Civil DivisionLAFAYETTE
Census Block Group4
Census Block4027
Census Tract961800

Owner

324 Johnson St, residential vacant land, is owned and occupied by two individuals who bought it in December 2022.

Source: Coshocton County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address324 JOHNSON ST, WEST LAFAYETTE, OH 43845-1123
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Deed of Trust, Mortgage · Line of Credit
PARK NATIONAL BANK
May 19, 2022Deed of Trust, Mortgage · Line of Credit
THE HOME LOAN SAVINGS BANK
Dec 28, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2022 · Amount on File
Deed SaleDec 28, 2022 · Amount on File
Prior SaleFeb 3, 1994
Deed Document Number20225473
Deed Book / Page794 / 1481
Prior Transfer DateApr 16, 2008
Prior Transfer Doc000468/759
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOSHOCTON OH
Recording DateSep 9, 2026
Property Address324 JOHNSON ST, WEST LAFAYETTE, OH 43845-1123
Document Number0000003912
Book / Page813 / 5945
Instrument DateSep 3, 2026
Instrument20263912
Transaction TypeMortgage
Record UpdatedSep 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 JOHNSON ST, WEST LAFAYETTE, OH 43845-1123

Mortgage

Document Number0000003912,
DateSep 9, 2026
Book Page813/5945
Instrument20263912
Lender
NamePARK NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueSep 16, 2036
Interest
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOSHOCTON OH
Property Address324 JOHNSON ST, WEST LAFAYETTE, OH 43845-1123
Transaction TypeMortgage
Record UpdatedJun 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 JOHNSON ST, WEST LAFAYETTE, OH 43845-1123

Mortgage

Document Number000791/469
DateMay 19, 2022
Book Page791/469
Instrument202200002156
Lender
NameTHE HOME LOAN SAVINGS BANK
TypeBank
AddressCOSHOCTON, OH 43812
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueJun 10, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOSHOCTON OH
Recording DateDec 28, 2022
Property Address324 JOHNSON ST, WEST LAFAYETTE, OH 43845-1123
Document Number00794/1481
Book / Page794 / 1481
Map ReferenceMB 3 PG 27&52
Instrument DateDec 19, 2022
Instrument202200005473
Transaction TypeTransfer
Record UpdatedJun 22, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE COSHOCTON

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address324 JOHNSON ST, WEST LAFAYETTE, OH 43845-1123

Mortgage

Document Number202200005474
DateDec 28, 2022
Instrument202200005474
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 324 Johnson St was $229.

Source: Coshocton County assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCoshocton County
County SubdivisionLafayette Township
MunicipalityWest Lafayette Village
Unified School DistrictRidgewood Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$229.00$5,450 Land $5,450$15,570 Land $15,570
2023$160.00 (-1.84%)$3,812 (-) Land $3,812
2022$163.00$3,812 Land $3,812
2021$10,890 Land $10,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 324 Johnson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 2, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 1998 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Johnson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEDGEWOOD TERRACE
private · serves 87 people · EPA ID OH1600212
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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