Westchester County and Bedford Town property record for 324 Jay St, Katonah, NY 10536
| Property Type | Single Family Home |
|---|---|
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Dec 1996) |
| Tax Bill | $28,295 (2026) |
| Deeds & Mortgages | Oct 2026 Mortgage Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 552000 61.5-1-3 |
| Primary APN | 552000 61.5-1-3 |
|---|---|
| Alternative APNs |
|
| Lot Area | 174,240 sqft (4 acres) |
|---|
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 00000293200 |
|---|---|
| Street Address | 324 JAY ST |
| City | KATONAH |
| State | NY |
| Zip | 10536-3711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LYON RIDGE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | BEDFORD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 12600 |
324 Jay St is owned and occupied by two individuals who acquired it in May 2025.
Source: Westchester County and Bedford Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 JAY ST, KATONAH, NY 10536-3711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Aug 27, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 1996 · Amount on File |
| Deed Sale | Dec 5, 1996 · Amount on File |
| Deed Book / Page | 11602 / 192 |
| Last Transfer Date | May 21, 2025 |
| Transfer Doc | 0000003649 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 6, 2026 |
| Property Address | 324 JAY ST, KATONAH, NY 10536-3711 |
| Instrument Date | Sep 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | CLEAREDGE TITLE, CLEAREDGE TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 324 JAY ST, KATONAH, NY 10536-3711 |
| Date | Oct 6, 2026 |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 27, 2026 |
| Property Address | 324 JAY ST, KATONAH, NY 10536-3711 |
| Document Number | 0000003649 |
| Instrument Date | May 21, 2025 |
| Instrument | 20263649 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | FORTRESS NY TITLE AGENCY INC, FORTRESS NY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 JAY ST, KATONAH, NY 10536-3711 |
| Document Number | 0000003649, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 2026662363649 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 346 Months |
| Due | Jun 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 324 Jay St was $28,295, up 7.3% from the year before.
Source: Westchester County and Bedford Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Bedford Town |
| Unified School District | Katonah-Lewisboro Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,295.00 (+7.32%) | ||
| 2025 | $26,365.00 | $100,990 (%) Land $34,000 Building $66,990 | $1,320,130 (+6.14%) Land $444,444 Building $875,686 |
| 2024 | $100,995 (-) Land $34,000 Building $66,995 | $1,243,781 (+4.56%) Land $418,719 Building $825,062 | |
| 2023 | $100,995 Land $34,000 Building $66,995 | $1,189,576 Land $400,471 Building $789,105 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 324 Jay St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1982–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Jay St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures