324 Islander Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 324 Islander Cir, Saint Augustine, FL 32080 · Last verified June 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 2012
Square Footage	1,295 sqft Living Area
Lot Size	2,178 sqft (0.05 acres)
Occupancy	Owner Occupied
Last Sale	$232,900 (2018)
Tax Bill	$2,875.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`161978-0560`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,295 sqft Living Area
Gross Area	1,511 sqft Gross Area
1st Floor	543 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	2,178 sqft (0.05 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	216 sqft Garage
Patio Area	56 sqft Patio
Porch Area	161 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	324 ISLANDER CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6007
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	66/34-38 ISLANDER SUBDIVISION LOT 56 OR4587/510
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	ISLANDER SUBDIVISION
Legal Block	1
Legal Lot Number	56
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2047
Census Tract	21408

Owner

Source: St. Johns County records · APN 161978-0560

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	324 ISLANDER CIR, SAINT AUGUSTINE, FL 32080-6007
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	Apr 30, 2012 · Amount on Record
Deed Doc Number	201854121
Deed Book / Page	4587 / 510
Record Refreshed	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 27, 2018
Property Address	324 ISLANDER CIR, SAINT AUGUSTINE, FL 32080-6007
Document Number	0045870510
Book / Page	4587 / 0510
Map Reference	MB66 PG34-37
Instrument Date	Jul 27, 2018
Instrument	2018054121
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SERVICES ST JOH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 MEDIO DR, 99, SAINT AUGUSTINE, FL 32095-6718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 ISLANDER CIR, SAINT AUGUSTINE, FL 32080-6007

Mortgage

Document Number	2018054122
Date	Jul 27, 2018
Instrument	2018054122

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 01, 2033
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,475 (+2.7%)	$307,186 (+2.2%) Land $70,000 Building $237,186
2025	$2,875.00 (+8.45%) Homeowner's exemption	$183,520 (+5.99%)	$300,572 (+11.64%) Land $70,000 Building $230,572
2024	$2,651.00 (+2.91%)
2023	$2,576.00 (+3.79%) Homeowner's exemption	$173,153 (+3%)	$269,245 (-1.06%) Land $64,960 Building $204,285
2022	$2,482.00 Homeowner's exemption	$168,110	$272,128 Land $64,960 Building $207,168

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Spanish Coquina Quarries listed 1972 · 1 contributing resources · NRIS 72001462

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.