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324 Hunter St, Ramona, CA 92065 Property Records

San Diego County property record for 324 Hunter St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,326 sqft · built 1975
Lot Size2.01 acres (87,991 sqft)
OwnerCompany Name on Record
Last Sale$175,000 (May 1998)
Tax Bill$3,947 (2025)
Deeds & MortgagesDec 2022 Transfer
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN282-090-02-00

Property Details

APN / Parcel Number

Primary APN282-090-02-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,326 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area87,991 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address324 HUNTER ST
CityRAMONA
StateCA
Zip92065-3006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 21-13-1E ALL THAT 2.02 AC PAR PER ROS 3331 IN SEC 16&IN TR 000863
Legal Range01E
Legal Township13
Legal Section21
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2010
Census Tract20805

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address324 HUNTER ST, RAMONA, CA 92065-3006
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Intrafamily Transfer, Transfer
Jun 1, 2021Deed of Trust, Mortgage · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 1998 · Amount on Record
Deed SaleMay 27, 1998 · Amount on Record
Prior SaleNov 30, 1988 · Amount on Record
Deed Document Number1998311471
Last Transfer DateNov 30, 2022
Transfer Doc0000468286
Record UpdatedSep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 14, 2022
Property Address324 HUNTER ST, RAMONA, CA 92065-3006
Document Number0000468286
Instrument DateNov 30, 2022
Instrument2022-0468286
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address324 HUNTER ST, RAMONA, CA 92065-3006

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address324 HUNTER ST, RAMONA, CA 92065-3006
Transaction TypeMortgage
Record UpdatedJun 10, 2021
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TTL OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 HUNTER ST, RAMONA, CA 92065-3006

Mortgage

Document Number0000406880
DateJun 1, 2021
Instrument2021-0406880
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$284,989 (+2%) Land $113,992 Building $170,997
2025$3,947.00 (+8.61%) Homeowner's exemption$279,402 (+4.04%) Land $111,757 Building $167,645
2023$3,634.00 (-3.84%) Homeowner's exemption$268,554 Land $107,418 Building $161,136
2022$3,779.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims15 (1980–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 60% of California
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100

May also be available: T-Mobile, Verizon.

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