Lafayette County property record for 324 Heather Ln, Oxford, MS 38655
| Property Type | Condominium |
|---|---|
| Details | 5 bd · 2.5 ba · 2,278 sqft · built 2022 |
| Lot Size | 0.023 acres (1,015 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $7,838 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135R-22-002.82 |
| Primary APN | 135R-22-002.82 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,278 sqft Living Area |
| 1st Floor Area | 1,496 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Condo/Apartment |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 1,015 sqft |
| Account Number | 40736 |
|---|---|
| Street Address | 324 HEATHER LN |
| City | OXFORD |
| State | MS |
| Zip | 38655-1469 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 324 THE CROSSING AT OXFORD COMMONS COTTAGE CONDOMINIUMS & PART INTEREST IN COMMON AREA |
| Legal Range | 03W |
| Legal Township | 08S |
| Legal Section | 22 |
| Legal Subdivision | OXFORD COMMONS |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 950201 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15705 JUNE WASHAM RD, DAVIDSON, NC 28036-7077 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2023 |
| Deed Sale | Nov 21, 2023 |
| Deed Document Number | 20239341 |
| Record Updated | Jun 8, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Aug 17, 2022 |
| Property Address | 324 HEATHER LN, OXFORD, MS 38655-1469 |
| Document Number | 0020227749 |
| Map Reference | DOC 2020-3315 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022-7749 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 825 SISK AVE # 200200, 200200, OXFORD, MS 38655-3472 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3850 PORTLAND TRAIL DR, SUWANEE, GA 30024-6771 |
| Document Number | 0020227750 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 2022-7750 |
| Name | HOMEOWNERS FINANCIAL GROUP USA LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.25% |
| Index | 12-Month MTA |
| Margin | 3 |
| Max Rate | 9.25% |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,838.00 (+27.18%) | $60,246 (+27.17%) | $401,640 (+27.17%) Land $60,000 Building $341,640 |
| 2023 | $6,163.00 | $47,375 | $315,830 Land $60,000 Building $255,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2004–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: North East Fiber, T-Mobile.
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