324 Harrogate Loop N, Westerville, OH 43082 Property Records

Delaware County property record for 324 Harrogate Loop N, Westerville, OH 43082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,582 sqft · built 1993
Lot Size	0.296 acres (12,886 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (Jan 2024)
Tax Bill	$7,363 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`317-343-07-005-000`

Property Details

APN / Parcel Number

Primary APN	`317-343-07-005-000`
Alternative APN	`181351.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,582 sqft Living Area
Gross Area	3,798 sqft
1st Floor Area	1,632 sqft
Upper Floors Area	950 sqft
Basement Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	12,886 sqft (0.296 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	198 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	324 HARROGATE LOOP N
City	WESTERVILLE
State	OH
Zip	43082-6331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT WD-117 WINDEMERE PH 3
Legal Subdivision	WINDEMERE PH 3
Legal Lot Number	WD-11
Jurisdiction	DELAWARE OH
Township / Civil Division	WESTERVILLE CITY
Census Block Group	2
Census Block	2020
Census Tract	11710

Owner

324 Harrogate Loop N is owned by an individual who bought it in January 2024.

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	430 N HAMILTON RD, COLUMBUS, OH 43213-3067
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK
Jan 22, 2024	Affidavit of Death of Joint Tenant, Transfer VAULT TITLE
May 31, 2022	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2024 · Amount on File
Deed Sale	Jan 22, 2024 · Amount on File
Prior Sale	Oct 3, 2003 · Amount on File
Deed Document Number	20241218
Deed Book / Page	2072 / 2070
Prior Transfer Date	Jan 17, 2024
Prior Transfer Doc	0000001217
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jan 22, 2024
Property Address	324 HARROGATE LOOP N, WESTERVILLE, OH 43082-6331
Document Number	0000001218
Book / Page	2072 / 2070
Map Reference	CAB 1 SL 283
Instrument Date	Jan 5, 2024
Instrument	202400001218
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	VAULT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 N HAMILTON RD, WHITEHALL, OH 43213-3067

Mortgage

Document Number	0000001219
Date	Jan 22, 2024
Instrument	202400001219

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

January 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	DELAWARE OH
Recording Date	Jan 22, 2024
Property Address	324 HARROGATE LOOP N, WESTERVILLE, OH 43082-6331
Document Number	0000001217
Book / Page	2072 / 2066
Map Reference	CAB 1 SL 283
Instrument Date	Dec 5, 2023
Instrument	202400001217
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	VAULT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	DELAWARE OH
Recording Date	May 31, 2022
Property Address	324 HARROGATE LOOP N, WESTERVILLE, OH 43082-6331
Document Number	0000016424
Book / Page	1968 / 2675
Map Reference	CAB 1 SL 283
Instrument Date	Apr 21, 2022
Instrument	202200016424
Transaction Type	Transfer
Record Updated	Jun 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

The 2025 property tax bill for 324 Harrogate Loop N was $7,363, down 0.2% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,363.00 (-0.19%)	$144,800 (-) Land $30,870 Building $113,930	$413,700 Land $88,200 Building $325,500
2024	$7,377.00 (+8.01%) Homeowner's exemption	$144,800 (-) Land $30,870 Building $113,930
2023	$6,830.00 (-4.5%) Homeowner's exemption	$144,800 (+31.79%) Land $30,870 Building $113,930	$413,700 Land $88,200 Building $325,500
2022	$7,152.00 Homeowner's exemption	$109,870 Land $21,140 Building $88,730
2020			$313,900 Land $60,400 Building $253,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Harrogate Loop N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 324 Harrogate Loop N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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