Dare County property record for 324 Harbour Rd, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,079 sqft · built 2007 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,334,000 (Aug 2022) |
| Tax Bill | $1,809 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 987417115999 |
| Primary APN | 987417115999 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,079 sqft Finished Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Traditional |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,000 sqft (0.298 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 987417115999 |
|---|---|
| Street Address | 324 HARBOUR RD |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-8610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 116 BLK: SEC: F PL: 3 SL: 33 |
| Legal Subdivision | COLINGTON HARBOUR |
| Legal Lot Number | 116 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970301 |
Source: Dare County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 324 HARBOUR RD, KILL DEVIL HILLS, NC 27948-8610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
| Date | Document |
|---|---|
| Oct 9, 2018 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Aug 9, 2022 | Warranty Deed, Transfer · FHA Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2022 · Amount on Record |
| Deed Sale | Aug 9, 2022 · Amount on Record |
| Prior Sale | Nov 20, 2007 · Amount on Record |
| Deed Document Number | 2022700121449 |
| Deed Book / Page | 2637 / 526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 324 HARBOUR RD, KILL DEVIL HILLS, NC 27948 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002263/0000000422 |
|---|---|
| Date | Oct 9, 2018 |
| Book Page | 0000002263/0000000422 |
| Instrument | 000700057390 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 171 Months |
| Due | Jan 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Aug 9, 2022 |
| Property Address | 324 HARBOUR RD, KILL DEVIL HILLS, NC 27948-8610 |
| Document Number | 002637/526 |
| Book / Page | 2637 / 526 |
| Map Reference | MB 3 PG 33 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 700121449 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $778.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 RYAN LN, 8, HONEY BROOK, PA 19344-8507 |
| Name | Verified Name |
|---|---|
| Address | 324 HARBOUR RD, KILL DEVIL HILLS, NC 27948 |
| Document Number | 002637/528 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 2637/528 |
| Instrument | 700121450 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,809.00 (-0.06%) | $414,500 (-) Land $81,700 Building $332,800 | $414,500 (-) Land $81,700 Building $332,800 |
| 2025 | $1,810.00 (-14.34%) | $414,500 (+22.56%) Land $81,700 Building $332,800 | |
| 2023 | $2,113.00 | $338,200 Land $43,900 Building $294,300 | |
| 2020 | $414,500 Land $81,700 Building $332,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 366 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 366 in force |
| Nearby Flood Claims | 53 (1996–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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