324 Halsey St, Duluth, MN 55803 Property Records

St. Louis County property record for 324 Halsey St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,488 sqft · built 1923
Lot Size	0.454 acres (19,814 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2026)
Tax Bill	$6,052 (2026)
Deeds & Mortgages	Nov 2021 Mortgage May 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-3570-01810`

Property Details

APN / Parcel Number

Primary APN	`010-3570-01810`
Alternative APNs	`1066821` `1022362`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,488 sqft Gross Area
1st Floor Area	1,488 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Lot Area	19,814 sqft (0.454 acres)
Garage Area	528 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	60 sqft
Deck Area	288 sqft
Gazebo	123 sqft
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	1022362
Street Address	324 HALSEY ST
City	DULUTH
State	MN
Zip	55803-2534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 8 THRU 12 INC PT OF VAC AVE ADJ LOT12 SERIAL #
Legal Subdivision	OAKLAND PARK ADDITION
Legal Block	16
Legal Lot Number	8-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3010
Census Tract	500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	324 HALSEY ST, DULUTH, MN 55803-2534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 29, 2026	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Jan 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage CU MEMBERS MORTGAGE
Oct 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION MEMBERS MTG
Feb 27, 2019	Quit Claim Deed, Transfer Quitclaim
Mar 1, 2018	Deed of Trust, Mortgage · Line of Credit HARBOR PT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Deed Document Number	20261533379
Prior Transfer Date	May 17, 2024
Prior Transfer Doc	0001489549
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	324 HALSEY ST, DULUTH, MN 55803-2534
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001429007
Date	Nov 3, 2021
Instrument	1429007

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	May 29, 2026
Property Address	324 HALSEY ST, DULUTH, MN 55803-2534
Document Number	0001533379
Instrument Date	May 29, 2026
Instrument	20261533379
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146,652.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	324 HALSEY ST, DULUTH, MN 55803-2534

Mortgage

Document Number	0001533380,
Date	May 29, 2026
Instrument	20261533380

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	324 HALSEY ST, DULUTH, MN 55803-2534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ARROWHEAD ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001348852
Date	Jan 24, 2019
Instrument	1348852

Lender

Name	CU MEMBERS MORTGAGE
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2039

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	324 HALSEY ST, DULUTH, MN 55803-2534
Document Number	00A1365881
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 HALSEY ST DULUTH MN 558032534, DULUTH, MN 55803-2534

Mortgage

Document Number	00A1365881
Date	Oct 22, 2019
Instrument	A1365881

Lender

Name	CREDIT UNION MEMBERS MTG
Type	Credit Union
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 21, 2039

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 27, 2019
Property Address	324 HALSEY ST, DULUTH, MN 55803-2534
Document Number	00A1350752
Instrument Date	Feb 19, 2019
Instrument	A1350752
Transaction Type	Transfer
Record Updated	Mar 8, 2019

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 HALSEY ST DULUTH MN 558032534, DULUTH, MN 55803-2534

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	324 HALSEY ST, DULUTH, MN 55803-2534
Document Number	00A1328928
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 HALSEY ST DULUTH MN 558032534, DULUTH, MN 55803-2534

Mortgage

Document Number	00A1328928
Date	Mar 7, 2018
Instrument	A1328928

Lender

Name	HARBOR PT CU
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 6, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,052.00 (+21.72%) Homeowner's exemption
2025	$4,972.00 (+1.93%) Homeowner's exemption	$456,200 (+22.01%) Land $53,300 Building $402,900	$456,200 (+22.01%) Land $53,300 Building $402,900
2024	$4,878.00	$373,900 (+14.48%) Land $49,400 Building $324,500	$373,900 (+14.48%) Land $49,400 Building $324,500
2022		$326,600 Land $58,200 Building $268,400	$326,600 Land $58,200 Building $268,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, CTC, Fidium Fiber.

Nearby Properties on Halsey St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures