324 Grove St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 324 Grove St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,034 sqft · built 1891
Lot Size0.204 acres (8,880 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Sep 2005)
Tax Bill$4,770 (2026)
Deeds & MortgagesOct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN103-00047

Property Details

APN / Parcel Number

Primary APN103-00047
Alternative APN
  • CHIC M:0103 P:00047

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,034 sqft Living Area
Gross Area4,285 sqft
1st Floor Area1,097 sqft
AtticAttic
Attic Area937 sqft
Basement Area937 sqft
Unfinished Basement937 sqft

Exterior

Year BuiltBuilt 1891
Effective Year BuiltEffective 1891
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,880 sqft (0.204 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number103-00047
Street Address324 GROVE ST
CityCHICOPEE
StateMA
Zip01020-1822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code4
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2015
Census Tract810800

Owner

324 Grove St is owned and occupied by two individuals who bought it in September 2005.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address324 GROVE ST, CHICOPEE, MA 01020-1822
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2005 · Amount on File
Deed SaleSep 7, 2005 · Amount on File
Deed Document Number2005132804
Deed Book / Page15312 / 371
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address324 GROVE ST, CHICOPEE, MA 01020-1822
Transaction TypeMortgage
Record UpdatedOct 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24178-515
DateOct 13, 2021
Book Page24178/515
Instrument72278
Lender
NamePOLISH NATIONAL CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 324 Grove St was $4,770, up 5% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,770.00 (+4.95%)$313,000 (+4.4%) Land $94,000 Building $219,000$331,595 (+18.72%)
2025$4,545.00 (+5.57%)$299,800 (+2.78%) Land $85,700 Building $214,100$279,300
2024$4,305.00 (+6.67%)$291,700 (+9.5%) Land $84,000 Building $207,700
2023$4,036.00$266,400 Land $76,400 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Grove St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 324 Grove St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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