Volusia County property record for 324 Groover Creek Xing, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,648 sqft · built 1979 |
| Owner | Individual Name on Record |
| Tax Bill | $2,106 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Sep 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4125-05-00-3240 |
| Primary APN | 4125-05-00-3240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,648 sqft Living Area |
| 1st Floor Area | 2,648 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 153 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 2480301.0 |
|---|---|
| Old Parcel Number | 31142505003240 |
| Street Address | 324 GROOVER CREEK XING |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-4856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 324 TYMBER CREEK PHASE 2 MB 35 PGS 116-126 PER OR 3462 PG 0737 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 25 |
| Legal Subdivision | TYMBER CREEK PH 02 |
| Legal Phase | 2 |
| Legal Tract | 5 |
| Legal Lot Number | 324 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 83203 |
Source: Volusia County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 324 GROOVER CREEK XING, ORMOND BEACH, FL 32174-4856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Sep 27, 2018 | Deed of Trust, Mortgage · Line of Credit WACHOVIA BANK NA |
| Deed Names | 4 Names on Deed |
|---|---|
| Last Transfer Date | Jan 16, 2026 |
| Transfer Doc | 0088034252 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jan 16, 2026 |
| Property Address | 324 GROOVER CREEK XING, ORMOND BEACH, FL 32174-4856 |
| Document Number | 0088034252 |
| Book / Page | 8803 / 4252 |
| Map Reference | MB 35 PG 116 |
| Instrument Date | Jan 7, 2026 |
| Instrument | 2026008966 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 324 GROOVER CREEK XING, ORMOND BEACH, FL 32174-4856 |
| Name | Verified Name |
|---|---|
| Address | 324 GROOVER CREEK XING, ORMOND BEACH, FL 32174-4856 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 324 GROOVER CREEK XING, ORMOND BEACH, FL 32174-4856 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0076023852 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 7602/3852 |
| Instrument | 2018-195222 |
| Name | WACHOVIA BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 233 Months |
| Due | Feb 26, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,106.00 (+17.52%) Homeowner's exemption | $160,553 (+5.99%) | $332,668 (-8.87%) Land $51,000 Building $281,668 |
| 2023 | $1,792.00 (+3.76%) Homeowner's exemption | $151,485 (+3%) | $365,037 (+7.52%) Land $51,000 Building $314,037 |
| 2022 | $1,727.00 Homeowner's exemption | $147,073 | $339,495 Land $51,000 Building $288,495 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 125 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 125 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 13 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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