324 Gray Ave, Staunton, VA 24401 Property Records

Staunton City property record for 324 Gray Ave, Staunton, VA 24401

Property Summary

Property Type	Bungalow
Details	1 ba · 720 sqft · built 1956
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Tax Bill	$1,130 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2507`

Property Details

APN / Parcel Number

Primary APN	`2507`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	720 sqft
Basement Area	360 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1978
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	324 GRAY AVE
City	STAUNTON
State	VA
Zip	24401-2939
Property Category	Residential
Property Type	Residential > Single Family > Bungalow
Local Zoning Code	R3
Legal Description	LOT 213--(AUG CO PLAT 287/322)
Legal Subdivision	GRAY ADD-THIRD
Legal Lot Number	213
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	2
Census Block	2007
Census Tract	300

Owner

Source: Staunton City records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 232, WEYERS CAVE, VA 24486-0232
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	324 GRAY AVE, STAUNTON, VA 24401-2939
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 232, WEYERS CAVE, VA 24486-0232

Mortgage

Document Number	210003160
Date	Sep 14, 2021
Instrument	210003160

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	STAUNTON, VA 24401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,130.00 (+15.42%)	$124,250 (+12.85%) Land $32,150 Building $92,100	$124,250 (+12.85%) Land $32,150 Building $92,100
2023	$979.00	$110,100 Land $26,900 Building $83,200	$110,100 Land $26,900 Building $83,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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