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324 Ginger Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 324 Ginger Ct, San Ramon, CA 94582

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,495 sqft · built 1995
Lot Size0.154 acres (6,700 sqft)
Owner2 Individual Names on File
Last Sale$1,060,000 (May 2015)
Tax Bill$15,579 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN217-420-028-3

Property Details

APN / Parcel Number

Primary APN217-420-028-3
Alternative APN
  • 217-420-028

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,495 sqft Living Area
1st Floor Area1,472 sqft
2nd Floor Area1,023 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Lot Area6,700 sqft (0.154 acres)
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address324 GINGER CT
CitySAN RAMON
StateCA
Zip94582-5573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT7017 L115
Legal SubdivisionWEST BRANCH SUB 7017
Legal Tract7017
Legal Lot Number115
JurisdictionCONTRA COSTA CA
Township / Civil DivisionTASSAJARA
Census Block Group3
Census Block3004
Census Tract355121

Owner

324 Ginger Ct is owned and occupied by two individuals who bought it in May 2015.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address324 GINGER CT, SAN RAMON, CA 94582-5573
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2015 · Amount on File
Deed SaleMay 5, 2015 · Amount on File
Prior SaleJul 14, 1995 · Amount on File
Deed Document Number201587233
Prior Transfer DateOct 15, 2012
Prior Transfer Doc0000283909
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address324 GINGER CT, SAN RAMON, CA 94582-5573
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyWFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address324 GINGER CT, SAN RAMON, CA 94582-5573

Mortgage

Document Number0000127913
DateApr 28, 2021
Instrument2021-127913
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address324 GINGER CT, SAN RAMON, CA 94582-5573
Document Number0000118571
Instrument DateJun 13, 2020
Transaction TypeMortgage
Record UpdatedJun 26, 2020
Title CompanyWFG TITLE INSURANCE COMPANY, WFG TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address324 GINGER CT SAN RAMON CA 945825573, SAN RAMON, CA 94582-5573

Mortgage

Document Number0000118571
DateJun 18, 2020
Instrument118571
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 17, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 324 Ginger Ct was $15,579.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,308,465 (+2.23%) Land $775,366 Building $533,099
2025$15,579.00$1,279,868 Land $760,163 Building $519,705
2023$14,986.00 (+0.88%)$1,230,171 Land $730,646 Building $499,525
2022$14,856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 324 Ginger Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Ginger Ct is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: Etheric Networks, Verizon.

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