324 Getchell St, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 324 Getchell St, Santa Cruz, CA 95060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,393 sqft · built 1951
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,821 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-203-17`

Property Details

APN / Parcel Number

Primary APN	`003-203-17`
Alternative APN	`003-203-17-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,393 sqft Living Area
Gross Area	2,713 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	324 GETCHELL ST
City	SANTA CRUZ
State	CA
Zip	95060-6327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLIFF ROAD PLATEAU
Legal Block	1
Legal Lot Number	19
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	101200

Owner

324 Getchell St is owned and occupied by two individuals who acquired it in January 2022.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	324 GETCHELL ST, SANTA CRUZ, CA 95060-6327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU
Feb 4, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Apr 21, 2021	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
May 10, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 18, 2022
Transfer Doc	0000003871
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 4, 2022
Property Address	324 GETCHELL ST, SANTA CRUZ, CA 95060-6327
Document Number	0000003871
Map Reference	MB 10 PG 20
Instrument Date	Jan 18, 2022
Instrument	2022-0003871
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	324 GETCHELL ST, SANTA CRUZ, CA 95060-6327

Mortgage

Document Number	0000003872
Date	Feb 4, 2022
Instrument	2022-0003872

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 4, 2022
Property Address	324 GETCHELL ST, SANTA CRUZ, CA 95060-6327
Document Number	0000003874
Map Reference	MB 10 PG 20
Instrument Date	Jan 18, 2022
Instrument	2022-0003874
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	324 GETCHELL ST, SANTA CRUZ, CA 95060-6327

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 21, 2021
Property Address	324 GETCHELL ST, SANTA CRUZ, CA 95060-6327
Document Number	0000022803
Map Reference	MB 10 PG 20
Instrument Date	Apr 15, 2021
Instrument	2021-0022803
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	324 GETCHELL ST, SANTA CRUZ, CA 95060-6327

Mortgage

Document Number	0000022804
Date	Apr 21, 2021
Instrument	2021-0022804

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Jun 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 10, 2021
Property Address	324 GETCHELL ST, SANTA CRUZ, CA 95060-6327
Document Number	0000026467
Map Reference	MB 10 PG 20
Instrument Date	Apr 15, 2021
Instrument	2021-0026467
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	324 GETCHELL ST, BONNY DOON, CA 95060-6327

Tax Assessment & Valuation

The 2025 property tax bill for 324 Getchell St was $4,821 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Santa Cruz City
Elementary School District	Santa Cruz City Elementary School District (KG - 05)
Secondary School District	Santa Cruz City High School District (6-12) (06 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,515 (+2%) Land $95,180 Building $325,335
2025	$4,821.00 Homeowner's exemption	$412,269 Land $93,313 Building $318,956
2023	$2,118.00 (+1.19%) Homeowner's exemption	$189,661 Land $74,690 Building $114,971	$1,791,810
2022	$2,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Getchell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Getchell St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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