Sacramento County property record for 324 Flower Dr, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,185 sqft · built 1985 |
| Lot Size | 0.23 acres (10,023 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Aug 2019) |
| Tax Bill | $6,799 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-0480-007-0000 |
| Primary APN | 071-0480-007-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,185 sqft Living Area |
| 1st Floor Area | 1,231 sqft |
| 2nd Floor Area | 954 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 10,023 sqft (0.23 acres) |
| Garage Area | 762 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 22,825 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 324 FLOWER DR |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-4829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M |
| Legal Description | WILLOW CREEK ESTATES 03, LOT 224 |
| Legal Subdivision | WILLOW CREEK ESTATES 03 |
| Legal Lot Number | 224 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 8402 |
324 Flower Dr is owned and occupied by two individuals who acquired it in October 2020.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 324 FLOWER DR, FOLSOM, CA 95630-4829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2024 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 26, 2020 | Quit Claim Deed, Transfer HOME PT FIN'L |
| Aug 20, 2019 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2019 · Amount on File |
| Deed Sale | Aug 20, 2019 · Amount on File |
| Deed Book / Page | 20190820 / 1300 |
| Last Transfer Date | Oct 19, 2020 |
| Transfer Doc | 10260000000785 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 324 FLOWER DR, FOLSOM, CA 95630-4829 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 324 FLOWER DR, FOLSOM, CA 95630-4829 |
| Document Number | 0000000654 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 202403210654 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 324 FLOWER DR, FOLSOM, CA 95630-4829 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 324 FLOWER DR, FOLSOM, CA 95630-4829 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001383 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 202107191383 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 324 FLOWER DR, FOLSOM, CA 95630-4829 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 324 FLOWER DR, FOLSOM, CA 95630-4829 |
| Document Number | 7190000001383 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 20210719/1383 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 26, 2020 |
| Property Address | 324 FLOWER DR, FOLSOM, CA 95630-4829 |
| Document Number | 2010260785 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 2010260785 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 324 FLOWER DR FOLSOM CA 956304829, FOLSOM, CA 95630-4829 |
| Document Number | 2010260786 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 2010260786 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 25, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 20, 2019 |
| Property Address | 324 FLOWER DR, FOLSOM, CA 95630-4829 |
| Document Number | 1908201300 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 1908201300 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/SACRAMENTO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $627.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 324 FLOWER DR FOLSOM CA 956304829, FOLSOM, CA 95630-4829 |
| Document Number | 1908201301 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 1908201301 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 19, 2049 |
The 2025 property tax bill for 324 Flower Dr was $6,799, up 2.1% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $635,840 (+2%) Land $189,635 Building $446,205 | |
| 2025 | $6,799.00 (+2.1%) | $623,373 Land $185,917 Building $437,456 |
| 2024 | $6,659.00 (+1.8%) | |
| 2023 | $6,541.00 (+1.49%) | $599,169 Land $178,699 Building $420,470 |
| 2022 | $6,445.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 324 Flower Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1986–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Mar 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Flower Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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