San Joaquin County property record for 324 Flora St, Lodi, CA 95240
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,010 sqft · built 1920 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Trust Name on File |
| Last Sale | $45,909 (Mar 2015) |
| Tax Bill | $1,244 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2021 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 047-341-090-000 |
| Primary APN | 047-341-090-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,010 sqft Living Area |
| Gross Area | 1,142 sqft |
| 1st Floor Area | 1,010 sqft |
| Basement Area | 132 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | L-Shape |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 047-341-09 |
|---|---|
| Street Address | 324 FLORA ST |
| City | LODI |
| State | CA |
| Zip | 95240-4117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LODI BARNHART MAP 4 PG 28 BLK 10 LOT 7 |
| Legal Subdivision | LODI BARNHART TR |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 4403 |
324 Flora St is held in a trust since March 2015.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 426 W WALNUT ST, STOCKTON, CA 95204-5624 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Oct 11, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2015 · Amount on File |
| Deed Sale | Mar 5, 2015 · Amount on File |
| Prior Sale | Nov 19, 2014 · Amount on File |
| Deed Document Number | 201524128 |
| Prior Transfer Date | Aug 3, 1995 |
| Prior Transfer Doc | 0000076564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 324 FLORA ST, LODI, CA 95240-4117 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Title Company | TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH |
| Name | Verified Name |
|---|---|
| Address | 324 FLORA ST, LODI, CA 95240-4117 |
| Document Number | 0000054723 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 2022-054723 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | May 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 11, 2021 |
| Property Address | 324 FLORA ST, LODI, CA 95240-4117 |
| Document Number | 0000170360 |
| Map Reference | VOL 4 PG 28 |
| Instrument Date | Oct 9, 2021 |
| Instrument | 2021-170360 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 426 W WALNUT ST, STOCKTON, CA 95204-5624 |
The 2026 property tax bill for 324 Flora St was $1,244, up 0.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lodi City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,244.00 (+0.4%) | ||
| 2025 | $1,239.00 | $112,803 Land $60,090 Building $52,713 | |
| 2023 | $1,186.00 (+2.15%) | $108,424 Land $57,757 Building $50,667 | $100,530 |
| 2022 | $1,161.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Flora St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 324 Flora St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LODI serves 67,093 people · EPA ID CA3910004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Softcom Internet Communications, T-Mobile, Verizon.
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