324 Exchange St, Marshall, MI 49068 Property Records

Calhoun County property record for 324 Exchange St, Marshall, MI 49068

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,990 sqft · built 1887
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on File
Last Sale	$139,900 (Jul 2017)
Tax Bill	$3,172 (2025)
Deeds & Mortgages	Sep 2018 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-001-181-00`

Property Details

APN / Parcel Number

Primary APN	`53-001-181-00`
Alternative APN	`13-53-001-181-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,990 sqft Living Area
1st Floor Area	992 sqft
Basement Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	180 ft deep x 78.7 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	324 EXCHANGE ST
City	MARSHALL
State	MI
Zip	49068-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	MARSHALL CITY, UPPER VILLAGE LOT 181
Legal Subdivision	UPPER VILLAGE OF MARSHALL
Legal Lot Number	181
Jurisdiction	CALHOUN MI
Township / Civil Division	MARSHALL
Census Block Group	3
Census Block	3014
Census Tract	4000

Owner

324 Exchange St is owned and occupied by two individuals who bought it in July 2017.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	324 EXCHANGE ST, MARSHALL, MI 49068-1816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MARSHALL COMMUNITY CU
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARSHALL COMMUNITY CU
Jul 12, 2017	Warranty Deed, Transfer · Conventional Mortgage MARSHALL COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2017 · Amount on File
Deed Sale	Jul 12, 2017 · Amount on File
Prior Sale	May 14, 2003 · Amount on File
Deed Book / Page	4153 / 903
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	324 EXCHANGE ST, MARSHALL, MI 49068-1816
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04258/0548
Date	Sep 5, 2018
Book Page	4258/0548

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	MARSHALL, MI 49068

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2028

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	324 EXCHANGE ST, MARSHALL, MI 49068-1816
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004503/34
Date	Feb 3, 2021
Book Page	4503/34

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union
Address	MARSHALL, MI 49068

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN MI
Recording Date	Jul 12, 2017
Property Address	324 EXCHANGE ST, MARSHALL, MI 49068-1816
Document Number	04153/0903
Book / Page	4153 / 0903
Map Reference	LB3 PG12
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	NOT AVAILABLE, ATA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	324 EXCHANGE ST, 324, MARSHALL, MI 49068-1816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	904 E MICHIGAN AVE, MARSHALL, MI 49068-2032

Mortgage

Document Number	0041530904
Date	Jul 12, 2017
Instrument	4153/0904

Lender

Name	MARSHALL COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 324 Exchange St was $3,172 with a homeowner's exemption.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Calhoun County
Municipality	Marshall City
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,600 (+3.46%)
2025	$3,172.00 Homeowner's exemption	$115,600	$239,200 (+3.46%)
2024			$231,200 (+34.73%)
2023		$85,800	$171,600
2022	$2,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Exchange St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Exchange St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARSHALL serves 7,088 people · EPA ID MI0004150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	7.85 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Marshall FiberNet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T.

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