Travis County property record for 324 Emerald Ridge Dr, Austin, TX 78732
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,133 sqft · built 2009 |
| Lot Size | 0.257 acres (11,208 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $19,237 (2024) |
| Deeds & Mortgages | Jun 2017 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0131530106 |
| Primary APN | 0131530106 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,133 sqft Living Area |
| Gross Area | 4,835 sqft |
| 1st Floor Area | 2,426 sqft |
| 2nd Floor Area | 1,708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,208 sqft (0.257 acres) |
| Garage Type | Attached |
| Garage Area | 701 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 477 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 749107 |
|---|---|
| Old Parcel Number | 01315301060000 |
| Street Address | 324 EMERALD RIDGE DR |
| City | AUSTIN |
| State | TX |
| Zip | 78732-1235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK J RIVER DANCE PHS 6-A |
| Legal Subdivision | RIVER DANCE PHS 6-A |
| Legal Phase | 6-A |
| Legal Block | J |
| Legal Lot Number | 8 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | NORTHWEST TRAVIS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 35100 |
324 Emerald Ridge Dr is owned and occupied by an individual who acquired it in December 2009.
Source: Travis County records, as of November 3, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 324 EMERALD RIDGE DR, AUSTIN, TX 78732-1235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 20, 2017 | Deed of Trust, Mortgage · ARM AUSTIN CAPITAL MORTGAGE INC |
| Nov 19, 2020 | Deed of Trust, Mortgage AMPLIFY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2009 |
| Deed Sale | Dec 1, 2009 |
| Deed Document Number | 2009198581 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 324 EMERALD RIDGE DR, AUSTIN, TX 78732-1235 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000098104 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | 2017098104 |
| Name | AUSTIN CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77042 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.5% |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 324 EMERALD RIDGE DR, AUSTIN, TX 78732-1235 |
| Document Number | 0000228005 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 324 EMERALD RIDGE DR AUSTIN TX 787321235, AUSTIN, TX 78732-1235 |
| Document Number | 0000228005 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 228005 |
| Name | AMPLIFY CU |
|---|---|
| Address | AUSTIN, TX 78727 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 23, 2050 |
Source: Travis County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Travis County |
| Unified School District | Leander Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184,318 Land $364,120 Building $820,198 | $1,184,318 Land $364,120 Building $820,198 | |
| 2024 | $19,237.00 | ||
| 2023 | $1,406,742 Land $360,000 Building $1,046,742 | $1,406,742 Land $360,000 Building $1,046,742 | |
| 2022 | $18,045.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 324 Emerald Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 324 Emerald Ridge Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAVIS COUNTY WCID 17 serves 45,165 people · EPA ID TX2270027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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