324 Elam Dr, Anna, TX 75409 Property Records

Collin County property record for 324 Elam Dr, Anna, TX 75409

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,278 sqft · built 2014
Owner	2 Individual Names on File
Tax Bill	$5,673 (2024)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-9281-00G-0050-1`

Property Details

APN / Parcel Number

Primary APN	`R-9281-00G-0050-1`
Alternative APN	`2620342`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,278 sqft Living Area
Gross Area	2,685 sqft
2nd Floor Area	894 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2620342
Street Address	324 ELAM DR
City	ANNA
State	TX
Zip	75409-5893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHPOINTE CROSSING PHASE 1 NORTH (CAN), BLK G, LOT 5
Legal Subdivision	NORTHPOINTE CROSSING PHASE 1 NORTH (CAN)
Legal Phase	1
Legal Block	G
Legal Lot Number	5
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	1
Census Block	1025
Census Tract	30207

Owner

324 Elam Dr is owned and occupied by two individuals who acquired it in February 2019.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	324 ELAM DR, ANNA, TX 75409-5893
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 27, 2019	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL WHOLESALE MTG
Aug 31, 2018	Warranty Deed, Transfer OTHER
Jul 24, 2017	Deed of Trust, Mortgage TEXASLENDING.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2019
Deed Sale	Feb 27, 2019
Prior Sale	Aug 31, 2018
Deed Document Number	20190227000205430
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	324 ELAM DR, ANNA, TX 75409-5893
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001925270
Date	Sep 21, 2021
Instrument	20210921001925270

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 27, 2019
Property Address	324 ELAM DR, ANNA, TX 75409-5893
Document Number	0000205430
Instrument Date	Feb 15, 2019
Instrument	205430
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	OS NATIONAL TITLE, OS NAT'L TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	324 ELAM DR ANNA TX 754095893, ANNA, TX 75409-5893

Mortgage

Document Number	205440
Date	Feb 27, 2019
Instrument	205440

Lender

Name	RESIDENTIAL WHOLESALE MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Aug 31, 2018
Property Address	324 ELAM DR, ANNA, TX 75409-5893
Document Number	0001096730
Instrument Date	Aug 27, 2018
Instrument	1096730
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	324 ELAM DR, ANNA, TX 75409-5893
Document Number	0001006760
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	324 ELAM DR ANNA TX 754095893, ANNA, TX 75409-5893

Mortgage

Document Number	0001006760
Date	Jul 31, 2017
Instrument	1006760

Lender

Name	TEXASLENDING.COM
Address	DALLAS, TX 75244

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Anna City
County	Collin County
Unified School District	Anna Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,508 Land $93,500 Building $258,008	$351,508 Land $93,500 Building $258,008
2024	$5,673.00
2023		$367,584 Land $77,000 Building $290,584	$367,584 Land $77,000 Building $290,584
2022	$5,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 Elam Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Elam Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNA serves 23,960 people · EPA ID TX0430027
Water Source	Purchased surface water from GREATER TEXOMA UTILITY AUTHORITY
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Verizon.

Nearby Properties on Elam Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures