Clatsop County property record for 324 E St, Gearhart, OR 97138
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,440 sqft · built 1980 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual on Record |
| Last Sale | $510,000 (Jan 2020) |
| Tax Bill | $6,151 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 61009AD07404 |
| Primary APN | 61009AD07404 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,440 sqft Living Area |
| 1st Floor Area | 1,702 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 4,792 sqft (0.11 acres) |
| Driveway | Driveway |
| Driveway Area | 1,020 sqft |
| Deck Area | 1,580 sqft |
| Patio Area | 1,580 sqft |
| Wet Bar | Wet Bar |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 9133 |
|---|---|
| Street Address | 324 E ST |
| City | GEARHART |
| State | OR |
| Zip | 97138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | KRUSES 2ND ADD LT 3 BLK 3 |
| Legal Range | 10 |
| Legal Township | 06 |
| Legal Section | 09 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | KRUSES 2ND ADD |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | ASTORIA |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 950700 |
Source: Clatsop County assessment roll, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8709 SW 11TH AVE, PORTLAND, OR 97219-4320 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONPOINT CMNTY CU |
| Jan 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU |
| Oct 15, 2018 | Trustee's Deed, Construction Loan · Line of Credit RAIN CITY CAP/OR |
| Apr 6, 2018 | Warranty Deed, Transfer · Construction Mortgage RAIN CITY CAP/OR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2020 · Amount on Record |
| Deed Sale | Jan 17, 2020 · Amount on Record |
| Prior Sale | Apr 6, 2018 · Amount on Record |
| Deed Document Number | 202000414 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 324 E ST, GEARHART, OR 97138 |
| Document Number | 0000003567 |
| Instrument Date | Mar 31, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 324 E ST GEARHART OR 97138, GEARHART, OR 97138 |
| Document Number | 0000003567 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 3567 |
| Name | ONPOINT CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 8, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Jan 17, 2020 |
| Property Address | 324 E ST, GEARHART, OR 97138 |
| Document Number | 0000000414 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 202000414 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | TICOR TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8709 SW 11TH AVE, PORTLAND, OR 97219-4320 |
| Document Number | 0000000415 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 202000415 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Oct 15, 2018 |
| Property Address | 324 E ST, GEARHART, OR 97138 |
| Instrument Date | Oct 8, 2018 |
| Instrument | 8098 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 24, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3409 ALDER LN TILLAMOOK OR 971412714, TILLAMOOK, OR 97141-2714 |
| Document Number | 0000008098 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 8098 |
| Name | RAIN CITY CAP/OR |
|---|---|
| Address | TIGARD, OR 97224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 14, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Apr 6, 2018 |
| Property Address | 324 E ST, GEARHART, OR 97138 |
| Document Number | 0000002563 |
| Instrument Date | Apr 4, 2018 |
| Instrument | 2563 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2018 |
| Title Company | TICOR TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3760 MARKET ST NE #157 SALEM OR 973011826, 157, SALEM, OR 97301-1826 |
| Document Number | 2564 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 2564 |
| Name | RAIN CITY CAP/OR |
|---|---|
| Address | TIGARD, OR 97224 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 5, 2019 |
Source: Clatsop County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Municipality | Gearhart City |
| Unified School District | Seaside School District 10 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,151.00 (+1.2%) | $597,165 (+12.49%) Building $597,165 | $901,915 (-17.92%) Land $304,750 Building $597,165 |
| 2023 | $6,078.00 (+3.09%) | $530,850 (+3%) | $1,098,813 (+18.68%) Land $411,819 Building $686,994 |
| 2022 | $5,896.00 | $515,389 | $925,867 Land $358,104 Building $567,763 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 111 individual policies |
| Nearby Flood Policies | 118 units insured incl. 7 condo units |
| Nearby Flood Claims | 7 (1996–2012) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Dec 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEARHART WATER DEPARTMENT serves 1,780 people · EPA ID OR4100318 |
|---|---|
| Water Source | Purchased surface water from CITY OF WARRENTON |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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