324 E McDonald Rd, Lumberton, NC 28358 Property Records

Robeson County property record for 324 E McDonald Rd, Lumberton, NC 28358

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,054 sqft · built 2017
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,123 (2026)
Deeds & Mortgages	Jun 2017 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02110101602`

Property Details

APN / Parcel Number

Primary APN	`02110101602`
Alternative APN	`1206788`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,054 sqft Finished Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modular
Lot Area	38,333 sqft (0.88 acres)
Porch	Slab

Location & Zoning

Account Number	1206788
Street Address	324 E MCDONALD RD
City	LUMBERTON
State	NC
Zip	28358-0311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LT 1 HOLLY COVE SUBD 39/2 5
Legal Subdivision	HOLLY COVE SUBD
Legal Lot Number	1
Jurisdiction	ROBESON NC
Township / Civil Division	BACK SWAMP
Census Block Group	3
Census Block	3009
Census Tract	961802

Owner

324 E McDonald Rd is owned and occupied by two individuals who acquired it in July 2020.

Source: Robeson County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	324 E MCDONALD RD, LUMBERTON, NC 28358-0311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 29, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 17, 2020	Deed of Trust, Mortgage · Closed-End Mortgage HOME LOAN AND INVESTMENT BANK FSB
Jul 7, 2020	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020
Deed Sale	Jul 7, 2020
Deed Document Number	20205309
Deed Book / Page	2236 / 444
Prior Transfer Date	Jun 27, 2020
Prior Transfer Doc	2236/444
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	324 E MCDONALD RD, LUMBERTON, NC 28358-0311
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2092/074
Date	Jun 29, 2017
Book Page	2092/074
Instrument	2017005715

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	324 E MCDONALD RD, LUMBERTON, NC 28358-0311
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2111/466
Date	Nov 29, 2017
Book Page	2111/466
Instrument	2017010085

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Property Address	324 E MCDONALD RD, LUMBERTON, NC 28358-0311
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	RES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2233/286
Date	Jun 17, 2020
Book Page	2233/286
Instrument	2020004687

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	59 Months
Due	May 21, 2025

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROBESON NC
Recording Date	Jul 7, 2020
Property Address	324 E MCDONALD RD, LUMBERTON, NC 28358-0311
Document Number	2236/444
Book / Page	2236 / 444
Map Reference	MAP 39 PG 25
Instrument Date	Jun 27, 2020
Instrument	2020005309
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 E MCDONALD RD, LUMBERTON, NC 28358-0311

Mortgage

Document Number	2020005310
Date	Jul 7, 2020
Instrument	2020005310

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	331 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 324 E McDonald Rd was $1,123, down 35.3% from the year before.

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,123.00 (-35.35%)	$178,600 (-) Land $11,000 Building $167,600	$178,600 (-) Land $11,000 Building $167,600
2025	$1,737.00	$178,600 Land $11,000 Building $167,600	$178,600 Land $11,000 Building $167,600
2023	$1,342.00	$145,900 (-) Land $10,000 Building $135,900	$145,900 (-) Land $10,000 Building $135,900
2022	$1,342.00	$145,900 Land $10,000 Building $135,900	$145,900 Land $10,000 Building $135,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 E McDonald Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1983)
Most Recent Claim	Mar 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 E McDonald Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBESON COUNTY WATER SYSTEM serves 67,970 people · EPA ID NC0378055
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E McDonald Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures